103 S 3rd St, Council Bluffs, IA, 51503
About This Home
NICE STATELY TURN OF THE CENTURY ROOMY 3-4BR HOME WITH ORNATE GRANITE KITCHEN, NICELY UPDATED BATHROOMS, AND WELL INSULATED ATTIC IN GREAT NEIGHBORHOOD WITH PRIVATE LOT ON DEAD END. ALARM SET ! ! NEW SEWER LINE INSTALLED BELOW BASEMENT FLOOR ! !
Getting Around
Very Walkable
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Washer Hookup,Dryer Hookup,In Basement
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
Features
- Eat-in Kitchen,Ceiling Fan(s)
- Flooring: Wood
- Finished area below ground: 0
- Finished area above ground: 2,200
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,200
- Total interior livable area: 2,200 sqft
Property
Details
- Parcel number: 7544 36 206 032 AND 7544 36 206 031
- Zoning: R-1 & R-2
Features
- Levels: Two
- Patio & porch: Porch
- Fencing: Fenced
Lot
- Lot size: 5,504 sqft
- Features: Wooded
- Lot size dimensions: 64 X 86 + .65 IRREGULAR
Parking
- Parking features: Off Street,Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,360 | $16,320 |
| Home Insurance * | $198 | $2,376 |
| Property Taxes | $379 | $4,548 |
| Electricity | $164 | $1,969 |
| Total | $2,101 | $25,212 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-16 | Listed for sale | $315,000 |
View on Zillow