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3131 Avenue A, Council Bluffs, IA, 51501

3beds
2baths
1,826sqft
$215,000
$118price/sqft
$1,695/moest. monthly cost
$67,800/yrincome needed

About This Home

Welcome home to this beautifully updated 3 bedroom, 1.5 bath home offering style, comfort, and move in ready convenience! This spacious kitchen features stunning granite countertops, brand new appliances, and a fresh, modern look that's perfect for everyday living and entertaining. Throughout this home, you'll find new flooring, fresh paint, updated carpeting, and new lighting. The oversized 21x30 2 car garage provides plenty of space for vehicles, storage or a workshop. Don't miss your opportunity to own this thoughtfully updated home that's ready for its next owner!

Getting Around

62
WalkingSomewhat Walkable
0
TransitNo Nearby Transit
51
BikeBikeable

Schools

6/10
2/10
1/10

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Dryer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Ceiling Fan(s)
  • Finished area below ground: 550
  • Finished area above ground: 1,276

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,826
  • Total interior livable area: 1,826 sqft

Property

Details

  • Parcel number: 7544 27 356 005

Features

  • Levels: One and One Half
  • Exterior features: None

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: .14 acre

Parking

  • Parking features: Off Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$177$2,124
Property Taxes $295$3,540
Electricity $136$1,634
Total$1,695$20,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,114/yr
40% on housing$50,850/yr
45% on housing$45,200/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 51501$114
Pottawattamie County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 51501$152
Pottawattamie County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Contingent$215,000
2026-08-05Pending sale$215,000
2026-07-30Listed for sale$215,000
2025-12-29Sold$125,000
2025-10-04Pending sale$140,000
2025-10-03Listed for sale$140,000
2025-10-01Listing removed--
2025-09-25Listed for sale$140,000

For Sale by Agent

AgentAshley Wells
BrokerageBHHS Ambassador - CB

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