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18 Scarlet Oaks Rd, Council Bluffs, IA, 51503

4beds
3baths
2,808sqft
$429,000
$153price/sqft
$3,327/moest. monthly cost
$133,080/yrincome needed

About This Home

There are 2 pages of new upgrades under the documents tab. Nestled in the tall Oak Trees within the desirable Scarlet Oaks neighborhood. Offering a true 4-bedroom, 3 bath home. Every inch has recently been remodeled with high end upgrades that offer worry free living for years to come. The new beautiful, open kitchen is loaded with special features. The bath areas are new from top to bottom! The oversized bedrooms will provide comfort at every level. The location is fantastic and just blocks from all your necessities. The newer roof and siding will put you in the easy seat.

Getting Around

17
WalkingCar-Dependent
0
TransitNo Nearby Transit
10
BikeSomewhat Bikeable

Schools

7/10
College View ElementaryGrades PK-51.5 mi
5/10
2/10

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Composition
  • Construction materials: Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Fireplace: Yes
  • Finished area below ground: 832
  • Finished area above ground: 1,976

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,808
  • Total interior livable area: 2,808 sqft

Property

Details

  • Parcel number: 7543 31 202 004

Features

  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 8,791 sqft
  • Features: Wooded
  • Lot size dimensions: 148 x 142 x 138

Parking

  • Parking features: Off Street,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$315$3,780
Property Taxes $634$7,608
Electricity $209$2,513
Total$3,327$39,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,068/yr
40% on housing$99,810/yr
45% on housing$88,720/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 51503$149
Pottawattamie County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 51503$158
Pottawattamie County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$429,000
2026-07-17Price change$429,000
2026-06-20Listed for sale$442,000

For Sale by Agent

AgentGail Hunter
BrokerageBHHS Ambassador - CB

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