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15038 Catalina Ter, Council Bluffs, IA, 51503

5beds
3baths
3,050sqft
$450,000
$148price/sqft
$3,198/moest. monthly cost
$127,920/yrincome needed

About This Home

Spacious 5-bed, 2.5-bath walkout ranch on a beautiful half-acre lot in the desirable Lewis Central Community School District! Enjoy sweeping views from either of the two decks or relax in the expansive backyard with plenty of room to play, garden, or entertain. Inside, you'll find fresh updates throughout, including new flooring, carpet, paint, fireplaces, and granite countertops. The custom kitchen offers style and function, while skylights bring in warm natural light. The primary bath features a whirlpool tub for added comfort. Complete with a 2-car attached garage and additional 10x16 shed, this home blends space, updates, views, and location in one impressive package.

Getting Around

10
WalkingCar-Dependent
0
TransitNo Nearby Transit
15
BikeSomewhat Bikeable

Schools

3/10
8/10

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Composition
  • Construction materials: Frame,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Dryer Hookup,Electric Dryer Hookup,In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Pantry,Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Skylight(s)
  • Fireplace: Yes
  • Finished area below ground: 1,400
  • Finished area above ground: 1,650

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,050
  • Total interior livable area: 3,050 sqft

Property

Details

  • Parcel number: 7443 05 453 008

Features

  • Levels: One
  • Patio & porch: Patio,Deck
  • Exterior features: Dog Run
  • Fencing: Fenced

Lot

  • Lot size: 0.52 Acres
  • Lot size dimensions: .52 acres

Parking

  • Parking features: Off Street,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$331$3,972
Property Taxes $365$4,380
Electricity $227$2,730
Total$3,198$38,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,645/yr
40% on housing$95,940/yr
45% on housing$85,280/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 51503$149
Pottawattamie County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 51503$158
Pottawattamie County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$447,500
2026-07-20Price change$450,000
2026-06-28Price change$459,000
2026-06-17Price change$470,000
2026-06-01Price change$480,000
2026-05-11Listed for sale$485,000
2021-12-10Sold$200,000
2021-11-18Pending sale$249,900
2021-10-20Price change$249,900
2021-09-28Listed for sale$269,900
2021-09-13Listing removed--
2021-07-21Listed for sale$299,900

For Sale by Agent

AgentJeremy Bouchard
BrokeragePegasus Realty LLC

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