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34337 Sumac Rd, Minden, IA, 51553

3beds
1baths
2,267sqft
$395,000
$174price/sqft
$2,783/moest. monthly cost
$111,320/yrincome needed

About This Home

Enjoy the peace and privacy of country living on this beautiful 2 acre acreage just outside of Minden. This well maintained property features a charming farmhouse surrounded by mature shade trees a spacious yard and a large detached garage/shop. This three bedroom home boasts an immaculate updated kitchen, newer roof and plenty of room for entertaining. Conveniently located with easy access to Minden, Council Bluffs and the Omaha Metro. Enjoy the space you've always wanted with the comfort of a move-in-ready home and outbuilding. Don't miss this opportunity to own your own piece of the Iowa countryside.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
5/10
Tri-Center Middle SchoolGrades 6-86.0 mi
5/10
Tri-Center High SchoolGrades 9-126.0 mi

Construction

Condition

  • Year built: 1883

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1

Features

  • Ceiling Fan(s)
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Finished area below ground: 300
  • Finished area above ground: 1,967

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,267
  • Total interior livable area: 2,267 sqft

Property

Details

  • Parcel number: 12345

Features

  • Levels: One and One Half
  • Patio & porch: Patio

Lot

  • Lot size: 2 Acres
  • Lot size dimensions: 2 acres

Parking

  • Parking features: Off Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Drought
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$208$2,496
Property Taxes $409$4,908
Electricity $169$2,029
Total$2,783$33,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,417/yr
40% on housing$83,490/yr
45% on housing$74,213/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 51553$142
Pottawattamie County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 51553$150
Pottawattamie County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$395,000
2026-08-03Listed for sale$395,000

For Sale by Agent

AgentRobb A Jacobsen
BrokerageJacobsen Real Estate

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