412 Park St, Oakland, IA, 51560
About This Home
Charming 2-bedroom, 2-bath home with a non-conforming bedroom in the basement. Hardwood floors add warmth, and the remodeled bathroom offers modern comfort. A cozy den featuring a woodstove provides flexible living space and could easily be converted into a primary bedroom. Recent updates include vinyl siding and windows, the roof (2017), AC installed in 2024, furnace (2017), and water heater (2019). Enjoy newer appliances throughout and a well-appointed kitchen with a butcher block island. Outside, you'll find a nice fenced in yard complete with a firepit, a large workshop/shed, and a composite deck--perfect for relaxing or entertaining. Don't miss your chance to own a great home in a great location!!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1959
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
Features
- Pantry,Eat-in Kitchen,Ceiling Fan(s)
- Flooring: Wood
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
- Finished area below ground: 300
- Finished area above ground: 1,050
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,350
- Total interior livable area: 1,350 sqft
Property
Details
- Parcel number: 7540 12 381 013
Features
- Patio & porch: Deck
- Fencing: Fenced
Lot
- Lot size: 9,147 sqft
- Lot size dimensions: .21 acre
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $808 | $9,696 |
| Home Insurance * | $332 | $3,984 |
| Property Taxes | $163 | $1,956 |
| Electricity | $121 | $1,452 |
| Total | $1,424 | $17,088 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $159,900 |
| 2026-04-09 | Price change | $170,000 |
| 2026-03-31 | Price change | $180,000 |
| 2026-02-26 | Listed for sale | $190,000 |
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