415 Park St, Oakland, IA, 51560
About This Home
Charming two-story home with tons of character! This 4-bedroom, 1.25-bath home has original woodwork throughout and plenty of space for everyone. Enjoy the character in this home. Set on a huge yard perfect for play, or outdoor get-togethers. Lots of potential with old-fashioned charm--come see what makes this home special!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Washer Hookup,Dryer Hookup,Electric Dryer Hookup,In Basement
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 1
Features
- Pantry,Eat-in Kitchen,Ceiling Fan(s),Walk-In Closet(s)
- Flooring: Wood
- Finished area below ground: 400
- Finished area above ground: 1,994
Heating & Cooling
- Heating features: Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,394
- Total interior livable area: 2,394 sqft
Property
Details
- Parcel number: 7540 12 382 009
Features
- Levels: Two
- Patio & porch: Porch
Lot
- Lot size: 0.33 Acres
- Lot size dimensions: 66' x 220'
Parking
- Parking features: Off Street,Asphalt,Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Inland Flooding
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $834 | $10,008 |
| Home Insurance * | $343 | $4,116 |
| Property Taxes | $185 | $2,220 |
| Electricity | $178 | $2,142 |
| Total | $1,540 | $18,480 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-11 | Listed for sale | $174,000 |
View on Zillow