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211 Mulberry St, Oakland, IA, 51560

4beds
2baths
1,402sqft
$174,500
$124price/sqft
$1,545/moest. monthly cost
$61,800/yrincome needed

About This Home

This recently updated 4-bedroom, 2-bath home sits on a spacious corner lot in Oakland and offers plenty of room to enjoy both inside and out. The home features numerous updates and includes all appliances, making it truly move-in ready. Seller is also offering $5,000 toward the buyer's pre-paids, closing costs, or escrow, adding extra value for the new owner. Nothing to do but move in and enjoy!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Cathedral Ceiling(s)
  • Finished area below ground: 0
  • Finished area above ground: 1,402

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,402
  • Total interior livable area: 1,402 sqft

Property

Details

  • Parcel number: 7540 12 402 001

Features

  • Levels: One and One Half
  • Patio & porch: Deck

Lot

  • Lot size: 0.40 Acres
  • Features: Corner Lot
  • Lot size dimensions: .40

Parking

  • Parking features: Off Street,Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Drought
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $882$10,584
Home Insurance *$362$4,344
Property Taxes $180$2,160
Electricity $121$1,452
Total$1,545$18,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,971/yr
40% on housing$46,350/yr
45% on housing$41,200/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 51560$123
Pottawattamie County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 51560$68
Pottawattamie County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$194,500
2026-04-16Price change$199,900
2026-03-19Price change$205,000
2026-01-16Price change$210,000
2026-01-10Price change$215,000
2026-01-06Listed for sale$220,000
2025-07-27Listing removed--
2025-04-01Price change$200,000
2025-03-19Price change$205,000
2025-03-03Price change$210,000
2025-02-26Price change$215,000
2025-02-24Listed for sale$220,000
2024-10-25Sold$65,000
2024-10-11Pending sale$93,000
2024-09-28Listed for sale$93,000

For Sale by Agent

AgentNikki Woods
BrokerageHeartland Properties

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