401 Stuart St, Wall Lake, IA, 51466
About This Home
Enjoy the convenience of one-level living in this beautifully updated ranch-style home. Offering 2 bedrooms, 1 bathroom, and the potential for a home office, this home is designed for comfortable everyday living. Numerous updates have already been completed, including a new water softener (2019), remodeled bathroom (2019), a beautifully updated kitchen with electrical improvements (2021), and a brand-new water heater installed this year. Simply move in and enjoy low-maintenance living without the headaches of tackling major projects. Located just one block from a neighborhood park, city gym, football fields, and other local amenities, you'll appreciate both the convenience and the quiet setting. Whether you're searching for your first home, looking to downsize, or simply wanting an easy-to-maintain property, this home is ready to welcome you. Don't miss your opportunity to make it yours!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1966
Materials
- Roof: Asphalt
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dryer,Refrigerator,Microwave,Oven,Washer
Basement
- Area: 1314
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Carpet,Laminate
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 1,314
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central
Interior Area
- Total structure area: 2,628
- Total interior livable area: 1,314 sqft
Property
Details
- Parcel number: 811412112004
- Lease amount: 0
Features
- Stories: 1
Lot
- Lot size: 9,147 sqft
- Features: Corner
Parking
- Total spaces: 2
- Parking features: Driveway,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Tornado
- Cold Wave
- Drought
- Ice Storm
- Strong Wind
- Winter Weather
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $85 | $1,020 |
| Property Taxes | $174 | $2,088 |
| Electricity | $121 | $1,452 |
| Total | $1,264 | $15,168 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $175,000 |
| 2026-07-03 | Listed for sale | $187,000 |
| 2019-04-19 | Sold | $78,000 |
| 2018-10-23 | Listed for sale | $92,000 |
View on Zillow