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3224 W Locust St, Davenport, IA, 52804

3beds
2baths
1,586sqft
$199,900
$126price/sqft
$1,554/moest. monthly cost
$62,160/yrincome needed

About This Home

Welcome home to this meticulously maintained 3-bedroom split-level featuring numerous recent updates and improvements. The exterior was refreshed with a new roof and siding (2023), giving the home fantastic curb appeal. A new concrete patio and sidewalk welcome you to the front door. Inside, the kitchen has been updated with new cabinet doors, hardware, and hinges, complemented by new flooring in the kitchen and living room, plus a new refrigerator. The main bath features updated plumbing fixtures and a refreshed shower. Heating is reliable with the HVAC updated in 2020. To the back, off the kitchen, a spacious recreation room anchored by a wood-burning fireplace with blower - perfect for cozy gatherings. Additional highlights include a 3-season porch and an enclosed storage area for extra convenience. A new sump pump with battery backup provides peace of mind. This home also features an attached 1-car garage and is conveniently located close to schools and the fairgrounds, making it ideal for those seeking easy access to community amenities. Don't miss this turn-key split level - schedule your showing today!

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
53
BikeBikeable

Schools

3/10
Wilson Elementary SchoolGrades K-50.1 mi
2/10
3/10
West High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 99
  • Dimensions: 11X9

Bedroom3

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 70
  • Dimensions: 10X7

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Enclosed Porch

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 230
  • Dimensions: 23X10

Family Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 345
  • Dimensions: 23X15

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Family Room
  • Fireplace: Yes
  • Finished area below ground: 208

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,898
  • Total interior livable area: 1,586 sqft

Kitchen

  • Features: Kitchen (Updated Kitchen),Flooring (Laminate)
  • Level: Main
  • Area: 150
  • Dimensions: 15X10

Laundry

  • Features: Flooring (Vinyl)
  • Level: Basement
  • Area: 49
  • Dimensions: 7X7

Living Room

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 195
  • Dimensions: 15X13

Master Bedroom

  • Features: Flooring (Hardwood)
  • Level: Second
  • Area: 130
  • Dimensions: 13X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 000000000O2115D14
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump

Features

  • Patio & porch: Patio

Lot

  • Lot size: 7,405 sqft
  • Features: Level
  • Lot size dimensions: 150x50

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Tornado

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$156$1,872
Property Taxes $267$3,204
Electricity $121$1,452
Total$1,554$18,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,280/yr
40% on housing$46,620/yr
45% on housing$41,440/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 52804$122
Scott County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 52804$131
Scott County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2012-09-13Sold$101,000
2012-08-03Pending sale$109,000
2012-07-13Listed for sale$109,000

For Sale by Agent

AgentGeri Doyle
BrokerageMel Foster Co. Davenport

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