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2523 Belle Ave, Davenport, IA, 52803

3beds
2baths
1,261sqft
$257,500
$204price/sqft
$1,987/moest. monthly cost
$79,480/yrincome needed

About This Home

Located on a quiet street in Davenport, IA, this 3 bedroom 2 bath home awaits it's new owner! Bigger than it looks with over 1700 sq feet of finished living space. Main floor has a nice flow from the larger living room, to the dining area and four season room with French door to a large semi private deck complete with wired speakers and a beverage fridge for your outdoor gatherings. Yard is fully fenced with storage shed. Deeper garage walks into a roomy basement recreation room. Laundry room houses the 2nd bathroom and you'll find storage in the mechanical room. The best thing about this house (shhh....the neighbors all know this is a well kept secret) is how peaceful the street is with all the trees and "quiet" neighbor across the street. Sitting in the living room and looking out you feel like you are on a meditation retreat, until the Amazon driver shows up. Access to the Duck Creek bike path is just down the street, and this part of Belle Ave is very well lite at night. Updates: '26 kitchen with new countertops, stainless sink, facet, lighting, tile backsplash and paint. Main floor ceiling fans/lights '26, Main Floor bathroom updated with new flooring, vanity, toilet and lighting '26, 2 storm doors '25, HVAC & Water Heater '25, Dishwasher '25, Rec Room flooring and paint '25. Basement professionally waterproofed in '24, Stove is newer, fridge is approx. 5 years old. Roof, siding, downspouts and gutters '20. Deck '11 by Diamond Builders. Co-axil cable throughout home, sensory lights on exterior, backyard tree was professionally trimmed in '24. Garage door '16. Walls and attic have been insulated for energy efficiency. Cabinet in rec room contains the home's water shutoff. Bsmt shower not warranted, has never been used.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

3/10
4/10
4/10
Central High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Bar Fridge,Washer,Dryer
  • Laundry features: Sink

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 99
  • Dimensions: 11X9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 104
  • Dimensions: 13X8

Features

  • Finished area below ground: 475

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,090
  • Total interior livable area: 1,261 sqft

Kitchen

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 88
  • Dimensions: 8X11

Laundry

  • Level: Basement
  • Area: 110
  • Dimensions: 10X11

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 272
  • Dimensions: 16X17

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Other

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 154
  • Dimensions: 14X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0000000000D003607
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Patio & porch: Deck

Lot

  • Lot size: 8,276 sqft
  • Features: Level,Sloped
  • Lot size dimensions: 60X137

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Lightning
Strong Wind
Winter Weather
Heat Wave
Ice Storm
Tornado

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,302$15,624
Home Insurance *$221$2,652
Property Taxes $343$4,116
Electricity $121$1,452
Total$1,987$23,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,125/yr
40% on housing$59,610/yr
45% on housing$52,986/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 52803$96
Scott County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 52803$115
Scott County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$249,900
2026-07-18Listed for sale$257,500
2010-03-25Sold$131,000

For Sale by Agent

AgentDonna Arnold, CRS
BrokerageKeller Williams Legacy Group

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