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621 Oak St, Davenport, IA, 52802

2beds
1baths
1,249sqft
$86,500
$69price/sqft
$764/moest. monthly cost
$30,560/yrincome needed

About This Home

With a little vision this spacious home offers the possibility to transform it into the home you've been wanting! You can renovate, update and create the perfect home to fit your lifestyle. The extra loft area upstairs offers opportunity for an office, sitting area or nursery. The exterior has a patio off the back and the over sized 24x24 garage is definitely a plus for hobbies!

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
Wilson Elementary SchoolGrades K-51.2 mi
3/10
West High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1902

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shake
  • Construction materials: Aluminum Siding,Plaster

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedroom2

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 162
  • Dimensions: 9X18

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 210
  • Dimensions: 14X15

Features

  • 1st Floor Bedroom,1st Floor Full Bath
  • Flooring: Laminate,Carpet

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,249
  • Total interior livable area: 1,249 sqft

Kitchen

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 180
  • Dimensions: 12X15

Loft

  • Features: Flooring (Plank)
  • Level: Second
  • Area: 165
  • Dimensions: 11X15

Master Bedroom

  • Features: Flooring (Plank)
  • Level: Second
  • Area: 180
  • Dimensions: 12X15

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0000000000H005008
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Fenced,Chain Link

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 2
  • Parking features: Yes,Garage Owned,Detached,Owned,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Cold Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $437$5,244
Home Insurance *$110$1,320
Property Taxes $96$1,152
Electricity $121$1,452
Total$764$9,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,194/yr
40% on housing$22,920/yr
45% on housing$20,373/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 52802$95
Scott County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 52802$103
Scott County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$79,900
2026-07-29Listed for sale$86,500

For Sale by Agent

AgentNikki Bedford
BrokerageRuhl&Ruhl REALTORS Davenport

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