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6809 Ridges Ct, Bettendorf, IA, 52722

5beds
4baths
2,697sqft
$699,900
$260price/sqft
$4,887/moest. monthly cost
$195,480/yrincome needed

About This Home

Beautifully maintained and thoughtfully updated, this 5-bedroom, 3.5-bath home offers approximately 3,500 square feet of finished living space on a private .88-acre lot tucked away on a cul-de-sac. The spacious main level features a bright, functional floor plan with attractive hardwood and wood-laminate flooring, fresh finishes, and a double-sided gas fireplace that creates a warm focal point between the main living areas. The updated kitchen features newer appliances, a center island, and generous workspace for everyday use and entertaining. The finished walkout lower level adds substantial living space with a large family/recreation room, flexible-use areas, and an egress window. Sliding doors provide access to a screened porch, while an additional lower-level deck offers another outdoor living area overlooking the surrounding property. Several features provide flexibility for future customization. Laundry hookups remain in the mudroom from the home's original laundry location and are currently capped; the washer and dryer are now located in the 4th-bedroom closet. The former wet bar area in the family room remains plumbed and could be converted to suit a variety of uses. Additional highlights include a heated garage, lawn irrigation system, radon mitigation system, and abundant storage throughout. The HOA maintains the common areas. With generous finished living space, a walkout lower level, multiple outdoor areas, and nearly an acre of land, this well-maintained property combines comfortable living with flexibility and room to make it your own.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

10/10
8/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Cooktop,Water Softener,Water Softener Owned,Down Draft,Electric Oven,Humidifier
  • Laundry features: Upper Level,Electric Dryer Hookup,Laundry Closet,Multiple Locations

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Features: Flooring (Wood Laminate)
  • Level: Second
  • Area: 132
  • Dimensions: 11X12

Bedroom3

  • Features: Flooring (Wood Laminate)
  • Level: Second
  • Area: 143
  • Dimensions: 11X13

Bedroom4

  • Features: Flooring (Wood Laminate)
  • Level: Second
  • Area: 154
  • Dimensions: 11X14

Bedroom5

  • Features: Flooring (Ceramic Tile)
  • Level: Basement
  • Area: 255
  • Dimensions: 15X17

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Deck

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 216
  • Dimensions: 12X18

Den

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 144
  • Dimensions: 12X12

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 156
  • Dimensions: 12X13

Family Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 240
  • Dimensions: 15X16

Features

  • Vaulted Ceiling(s),Cathedral Ceiling(s),Walk-In Closet(s),Granite Counters,Separate Dining Room
  • Door features: 6 Panel Door(s),Sliding Glass Door(s)
  • Window features: Window Treatments,Drapes,Blinds,Double Pane Windows
  • Flooring: Hardwood,Laminate
  • Number of fireplaces: 2
  • Fireplace features: Double Sided,Gas Log,Family Room,Kitchen
  • Fireplace: Yes
  • Finished area below ground: 927

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 4,081
  • Total interior livable area: 2,697 sqft

Kitchen

  • Features: Kitchen (Island,Pantry-Closet,Granite Counters,Updated Kitchen),Flooring (Hardwood)
  • Level: Main
  • Area: 525
  • Dimensions: 21X25

Master Bedroom

  • Features: Flooring (Wood Laminate),Bathroom (Full,Double Sink,Tub & Separate Shwr)
  • Level: Second
  • Area: 195
  • Dimensions: 13X15

Recreation Room

  • Features: Flooring (Tile)
  • Level: Basement
  • Area: 616
  • Dimensions: 22X28

Screened Porch

  • Features: Flooring (Other)
  • Level: Main
  • Area: 216
  • Dimensions: 12X18

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 00000000841307315
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s),Sump Pump,Radon Mitigation System

Features

  • Stories: 2
  • Patio & porch: Deck,Patio,Screened
  • Fencing: Fenced

Lot

  • Lot size: 0.88 Acres
  • Features: Landscaped,Mature Trees
  • Lot size dimensions: 68x85x60x65x176x214x185

Parking

  • Total spaces: 3
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$349$4,188
Property Taxes $798$9,576
Electricity $201$2,414
Total$4,887$58,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,554/yr
40% on housing$146,610/yr
45% on housing$130,320/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 52722$210
Scott County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 52722$162
Scott County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for sale$685,000
2026-08-04Listing removed$699,900
2026-06-12Listed for sale$699,900
2017-01-04Listing removed$425,000
2016-11-22Price change$425,000
2016-10-04Listed for sale$429,900
2009-10-27Sold$320,000
2006-03-02Sold$235,000
2005-06-23Sold$355,392

For Sale by Agent

AgentScott Kelling
BrokerageMel Foster Co. Davenport

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