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405 Washington St, New Market, IA, 51646

5beds
2baths
3,024sqft
$192,500
$64price/sqft
$1,640/moest. monthly cost
$65,600/yrincome needed

About This Home

Welcome to your next chapter in quaint small-town living! This spacious five-bedroom, two-bathroom home has everything you need and then some. Step inside and you'll notice newer flooring throughout that gives the whole home a fresh, updated feel. The full basement features a large family room — perfect for movie nights, game days, or just spreading out when everyone needs their own space. Treat yourself to a relaxing soak in the jacuzzi tub after a long day, or hang out on the spacious back deck while enjoying outdoor activities in the large yard. Elegant french doors add a nice touch of character. The big-ticket items are already handled with a new roof, new garage heat, and new water heater, so you can just move in and relax. All appliances are included, even the washer and dryer. The attached two-car garage keeps your vehicles cozy year-round. This all-electric home is move-in ready and waiting for you. Give us a call to schedule your showing today! Price Reduced!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
7/10
Clarinda High SchoolGrades 7-127.9 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Shingle
  • Construction materials: Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Exhaust Fan,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Daylight,Concrete,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Vinyl
  • Finished area below ground: 1,176
  • Finished area above ground: 1,176
  • Common walls with other units/homes: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,024 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1607011015000
  • Zoning: Residential-Single Family

Lot

  • Lot size: 0.28 Acres
  • Features: Wooded
  • Lot size dimensions: 50 x 120 & 50 x 120

Parking

  • Total spaces: 2
  • Parking features: Attached,Insulated Garage,Heated Garage,Concrete,Garage Door Opener,Electric,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Heat Wave
Strong Wind
Tornado
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $973$11,676
Home Insurance *$162$1,944
Property Taxes $280$3,360
Electricity $225$2,706
Total$1,640$19,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,228/yr
40% on housing$49,200/yr
45% on housing$43,733/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 8.2%
8.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$64This listing

vs Other Active Listings

Avg $/sqft

ZIP 51646$421
Taylor County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 51646
Taylor County$88

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$214,900
2026-03-07Listed for sale$224,900
2023-08-27Listing removed--
2022-02-11Sold$155,000
2021-09-24Listed for sale$159,900
2021-08-26Sold$95,000
2021-07-22Pending sale$99,000
2021-07-17Listed for sale$99,000
2020-10-16Listing removed$19,900
2020-08-25Pending sale$19,900
2020-08-04Listed for sale$19,900
2016-04-01Sold$62,000

For Sale by Agent

AgentDouglas Thompson
BrokerageRed Brick Realty

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