4513 Point Isabelle, Ottumwa, IA, 52501
About This Home
Here is your chance to get into an acreage at a reasonable price. Located just south of Ottumwa on a few miles of gravel. 3 bedroom, 2 bathroom home sitting on +/- 4.71 acres. This home is tucked back away from the road at the end of a long driveway. 2 bedrooms and one bath on the main level. Dinning room leads to the covered deck off the back of the home that overlooks the back half or the acreage. Oak cabinets in the kitchen and appliances stay. Downstairs there is an additional bedroom and bathroom, large open space for a family room and potential to add a 4th bedroom. Laundry hookups on both levels. Walk-out basement. New siding and septic, new Anderson picture windows and fresh paint throughout. Roof and HVAC appear to be newer. Older outbuilding with concrete floor and electric, would make a great shop, garage or man cave. Call an agent to schedule a showing today.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1992
Materials
- Construction materials: Metal Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,008 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 007151440697000
Lot
- Lot size: 4.71 Acres
- Lot size dimensions: x
Parking
- Parking features: Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Drought
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Landslide
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $317 | $3,804 |
| Property Taxes | $146 | $1,752 |
| Electricity | $121 | $1,452 |
| Total | $1,848 | $22,176 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $250,000 |
| 2026-07-13 | Listed for sale | $256,000 |
| 2016-01-24 | Listing removed | $147,500 |
| 2015-07-22 | Listed for sale | $147,500 |
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