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2357 Timberlane Hts, Ottumwa, IA, 52501

3beds
3baths
3,171sqft
$295,000
$93price/sqft
$2,549/moest. monthly cost
$101,960/yrincome needed

About This Home

Original owner: first time offered for sale. Roofing is new in June 2026. Immaculately maintained and professionally decorated. Step down living room with two story ceiling vault, master suite balcony overlooking the living area, 10' tall basement walls with huge amounts of storage, exceptionally spacious rooms well designed for connected social space. The wooded view from privacy deck is breathtaking! Garden tub, sky light, wet bar, main level laundry, kitchen built-ins....so many extras make this condominium a top-of-the-line choice for premium living in Ottumwa!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
3/10
Evans Junior High SchoolGrades 8-93.6 mi
5/10
Ottumwa High SchoolGrades 10-122.3 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Shingle
  • Construction materials: Brick,Concrete,Frame,Wood Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Cooktop,Wall Oven,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Full,Concrete,Unfinished

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Trim: Oak
  • Window features: Double Pane Windows,Skylight(s)
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,171

Heating & Cooling

  • Heating features: Forced Air,Geothermal
  • Cooling features: Central Air,Geothermal

Interior Area

  • Total interior livable area: 3,171 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 007411690005010
  • Foundation area: 1855

Features

  • Levels: Two

Lot

  • Lot size: 0.53 Acres
  • Features: Many Trees
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Drought
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$374$4,488
Property Taxes $448$5,376
Electricity $236$2,838
Total$2,549$30,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,394/yr
40% on housing$76,470/yr
45% on housing$67,973/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 52501$107
Wapello County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 52501$103
Wapello County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$295,000
2026-06-25Price change$335,000
2026-06-12Listed for sale$349,000

For Sale by Agent

AgentSteven M Campbell
BrokerageJulian Campbell Realtors

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