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1601 N Court St, Ottumwa, IA, 52501

5beds
2baths
2,622sqft
$236,000
$90price/sqft
$2,054/moest. monthly cost
$82,160/yrincome needed

About This Home

Your home is ready!! This 5-bedroom, 2-bath home offers over 2,600 square feet of living space on a 0.91-acre lot within the city limits. Built in 1913, this property features original woodwork, tall ceilings, and generously sized rooms that reflect the character of the era. The main level provides multiple living areas with flexible space for everyday living, gathering, or home office use. A large family room overlooks the backyard and offers direct access to the outdoor deck. The kitchen and dining areas provide ample space for meal preparation and seating, while the home's layout allows for comfortable separation of living and sleeping areas. Five bedrooms provide room for a variety of living arrangements, and two bathrooms are conveniently located within the home. Exterior features include a fenced yard, side deck, and detached two-car garage. The nearly one-acre lot offers significant outdoor space for recreation, gardening, or additional landscaping opportunities. Located with close access to local schools, shopping, and community amenities, this property combines the space of a larger lot with the accessibility of an in-town location. A unique opportunity for buyers seeking a home with character, square footage, and outdoor space. SELLER IS OFFERING up to $3,000 for buyers closing costs with an acceptable offer! Call today to schedule your showing!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
2/10
Evans Middle SchoolGrades 6-82.8 mi
4/10
Ottumwa High SchoolGrades 9-1210.8 mi

Construction

Condition

  • Year built: 1913

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 2,622
  • Common walls with other units/homes: 0

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,622 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 007414270076000
  • Zoning: Residential-Single Family
  • Foundation area: 2622

Features

  • Levels: Two

Lot

  • Lot size: 0.91 Acres
  • Lot size dimensions: .906 acres

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Tornado
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Hail

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,193$14,316
Home Insurance *$299$3,588
Property Taxes $367$4,404
Electricity $195$2,347
Total$2,054$24,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,422/yr
40% on housing$61,620/yr
45% on housing$54,773/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 52501$107
Wapello County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 52501$103
Wapello County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$239,900
2026-04-07Price change$245,500
2026-03-14Listed for sale$250,000
2022-07-06Sold$180,000
2022-05-27Pending sale$189,000
2022-05-17Price change$189,000
2022-05-04Price change$199,900
2022-04-25Price change$215,000
2022-03-16Listed for sale$240,000
2000-07-15Sold$122,500

For Sale by Agent

AgentHeather S Davis
BrokerageLegacy Real Estate Group

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