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33 Pinehurst Cir, Ottumwa, IA, 52501

4beds
4baths
1,914sqft
$440,000
$230price/sqft
$3,582/moest. monthly cost
$143,280/yrincome needed

About This Home

Offered for sale is this spacious 4-bedroom ranch on 3/4 acre in the desirable Quail Creek neighborhood, just minutes from Hwy. 163. This home has been beautifully maintained and updated with a whole-house generator. Within the deep 3-car attached garage you'll find plenty of room for your mower and space for a workbench if you choose. Entering the home you'll see outstanding craftsmanship beginning with a welcoming foyer and large coat closet. The generous living-dining areas feature X-large divided light Pella windows to help bring in natural light and watch gorgeous sunsets. Of note is the solid wood trimwork and doors. The gas fireplace and soaring ceiling of the living room offer warm ambience and an expansive space to seat your visitors. The kitchen has an island w/Thermador cooktop and see-through hood vent. Schrock cabinetry with soft-close doors and pull-out drawers, newer Maytag dishwasher, pantry and glass-front upper cabinets, along with a seating area overlooking the covered patio round out the kitchen. The laundry is tucked behind the kitchen and features plenty of upper clothes hanging space and a counter which includes a sink. Behind the laundry is a separate room with 1/2 bath. The dining room offers lovely views of the backyard and deck. Two bedrooms on one end of the home (1 w/vaulted ceiling) with double, lighted closets share a full hallway bath. At the other end of the hallway you'll discover a sprawling primary bedroom with X-large windows overlooking the peaceful backyard. Finally, a large walk-in closet, second double hallway closet, bathroom with jetted tub, shower, and double vanity complete the primary suite. The basement features another large space to include: 1 bedroom w/egress window and large walk-in closet, wet bar with new small fridge, multi-purpose room w/double lighted closet, expansive family room, and a generous unfinished section for tons of storage! To top it off, outside you'll find a generous deck (new in '22), a covered patio, lovely landscaping and the whole-house Cummins natural gas generator new in '24. The potential buyers of this home will have already contacted their financial institution and be able to produce a letter on official stationary stating buyer qualifies to purchase this home at full asking price.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
3/10
Evans Junior High SchoolGrades 8-95.7 mi
5/10
Ottumwa High SchoolGrades 10-124.9 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Concrete
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Laminate,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Other,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,914 sqft

Property

Details

  • Parcel number: 007414450020000

Features

  • Exterior features: Vinyl,Brick

Lot

  • Lot size: 0.73 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Strong Wind
Drought
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$559$6,708
Property Taxes $657$7,884
Electricity $142$1,713
Total$3,582$42,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,811/yr
40% on housing$107,460/yr
45% on housing$95,520/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 52501$104
Wapello County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 52501$103
Wapello County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Listed for sale$440,000
2024-04-16Listing removed--
2024-02-14Listed for sale$409,900
2024-02-01Listing removed--
2023-10-08Listed for sale$409,900
2020-11-20Sold$330,000
2020-10-14Pending sale$339,900
2020-10-14Listed for sale$339,900
2014-02-14Listing removed$318,000
2014-02-13Listed for sale$318,000
2013-11-20Sold$300,000
2013-08-25Listed for sale$318,000
2011-11-04Listing removed$318,900
2011-09-24Listed for sale$318,900
2011-05-16Sold$300,000
2010-11-06Price change$318,900
2010-03-18Listed for sale$324,900

For Sale by Owner

AgentProperty Owner

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