See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

334 Osceola St, Ottumwa, IA, 52501

2beds
1baths
888sqft
$110,000
$124price/sqft
$998/moest. monthly cost
$39,920/yrincome needed

About This Home

Move-in ready 2-bedroom, 1-bath single-story home featuring numerous updates throughout! Enjoy a spacious living area, formal dining room, and an inviting floor plan. Outside, you'll find a fenced-in backyard perfect for pets, play, or entertaining, plus a detached garage with carport for added storage and parking. Major updates include newer metal roof, siding, gutters, and windows, providing lasting value and peace of mind. Whether you're a first-time buyer, downsizing, or looking for an investment property, this well-maintained home is ready for its next owner. Schedule your showing today!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

3/10
Evans Junior High SchoolGrades 8-90.2 mi
5/10
Ottumwa High SchoolGrades 10-121.8 mi

Construction

Condition

  • Year built: 1925

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 888 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 007416160144000

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 67 x 127

Parking

  • Total spaces: 2
  • Parking features: Carport,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$139$1,668
Property Taxes $182$2,184
Electricity $121$1,452
Total$998$11,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,217/yr
40% on housing$29,940/yr
45% on housing$26,613/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 52501$107
Wapello County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 52501$103
Wapello County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$110,000
2026-07-31Listed for sale$110,000
2020-08-03Sold$90,000
2020-06-30Pending sale$88,000
2020-06-29Listed for sale$88,000
2010-08-11Sold$60,000

For Sale by Agent

AgentHannah A Troxel
BrokerageRE/MAX Pride Ottumwa

Similar Homes