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317 N Weller St, Ottumwa, IA, 52501

2beds
1baths
792sqft
$49,500
$63price/sqft
$517/moest. monthly cost
$20,680/yrincome needed

About This Home

Affordable and efficient! This all-electric, two-bedroom home on Ottumwa’s south side offers highly economical living in a prime location near John Deere and the YMCA. The property features excellent accessibility, boasting a large wrap-around front porch with ramp access and an oversized bathroom with a roll-in shower stall. Inside, you'll find a comfortable eat-in kitchen and a cozy living room. Additional highlights include low-maintenance vinyl siding, a fully fenced yard, and convenient alley access. Please note: There is no central A/C; the home is easily cooled with window units. Don't miss this fantastic opportunity to own a budget-friendly home!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

--
3/10
Evans Junior High SchoolGrades 8-90.9 mi
5/10
Ottumwa High SchoolGrades 10-120.9 mi

Construction

Condition

  • Year built: 1910

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Heating & Cooling

  • Heating features: Gravity
  • Cooling features: None

Interior Area

  • Total interior livable area: 792 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 007416330087000

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50 x 146

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $250$3,000
Home Insurance *$62$744
Property Taxes $84$1,008
Electricity $121$1,452
Total$517$6,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,725/yr
40% on housing$15,510/yr
45% on housing$13,786/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$63This listing

vs Other Active Listings

Avg $/sqft

ZIP 52501$108
Wapello County$111

vs Homes Sold Last Month

Median $/sqft

ZIP 52501$103
Wapello County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Price change$49,500
2026-06-19Price change$51,500
2026-05-20Listed for sale$52,500
2026-01-17Listing removed$795
2025-12-03Price change$795
2025-11-12Price change$825
2025-10-13Price change$850
2025-09-25Listed for rent$900
2024-09-13Listing removed$900
2024-08-28Sold$45,000
2024-08-15Listed for rent$900
2024-07-12Pending sale$55,000
2024-07-02Contingent$55,000
2024-05-22Listed for sale$55,000
2016-09-15Sold$22,600
2016-08-25Pending sale$24,800
2016-08-13Price change$24,800
2016-07-16Price change$29,100
2016-05-27Listed for sale$33,000
2016-04-16Listing removed--
2016-04-14Price change$23,460
2016-04-01Price change$7,500
2015-12-03Listed for sale--
2015-05-13Sold$28,560
2012-02-06Sold$35,000

For Sale by Agent

AgentJeffrey Hagel
BrokerageJeff Hagel Real Estate

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