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122 N Johnson Ave, Ottumwa, IA, 52501

3beds
1baths
1,092sqft
$145,000
$133price/sqft
$1,286/moest. monthly cost
$51,440/yrincome needed

About This Home

Comfortable Living with Character & Modern Updates Welcome home to this charming 3-bedroom, 1-bath property located at 122 Johnson Ave. in Ottumwa, Iowa. From the moment you step inside, you'll notice the warm, inviting feel created by the beautiful hardwood floors and the natural light pouring through the large living room windows. The spacious living area provides plenty of room to relax, entertain, or gather with family and friends. Just off the living room, the updated kitchen features stylish cabinetry, modern backsplash, and a functional layout that makes cooking and everyday living easy and enjoyable. All three bedrooms are conveniently located on the main level along with the full bathroom, offering comfortable single-level living. The full basement provides excellent space for storage, hobbies, or future finishing potential. One of the home's most convenient features is the attached one-car garage connected by a breezeway—perfect for staying protected from the elements while coming and going. Whether you're buying your first home, looking to simplify with main-level living, or searching for a solid investment property, this home offers a great combination of comfort, character, and value. Come take a look and imagine the possibilities of making this house your next home.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

2/10
Evans Middle SchoolGrades 6-80.3 mi
4/10
Ottumwa High SchoolGrades 9-1213.7 mi

Construction

Condition

  • Year built: 1951

Materials

  • Roof: Shingle
  • Construction materials: Shakes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Block,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 1,092

Heating & Cooling

  • Heating features: Baseboard,Boiler
  • Cooling features: Window Unit(s)

Interior Area

  • Total interior livable area: 1,092 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 007417540154000
  • Zoning: Residential-Single Family
  • Foundation area: 1092

Features

  • Fencing: Chain Link,Wood

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 50 x 200

Parking

  • Total spaces: 1
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Hail
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$184$2,208
Property Taxes $248$2,976
Electricity $121$1,452
Total$1,286$15,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,091/yr
40% on housing$38,580/yr
45% on housing$34,293/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 52501$107
Wapello County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 52501$103
Wapello County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$155,000
2026-04-02Price change$163,000
2026-03-12Listed for sale$170,000
2025-10-31Sold$97,500
2024-10-28Listing removed$128,000
2024-05-17Listed for sale$128,000
2022-06-28Sold$121,000
2022-05-24Pending sale$119,000
2022-05-09Price change$119,000
2022-04-06Listed for sale$124,900

For Sale by Agent

AgentMike Whisler
BrokerageHometown Realty

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