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1212 Hutchinson Ave, Ottumwa, IA, 52501

5beds
4baths
2,120sqft
$280,000
$132price/sqft
$1,984/moest. monthly cost
$79,360/yrincome needed

About This Home

This beautiful 5 bedroom 4 bathroom home has been totally remodeled inside and out. It has a nice eat in kitchen and dining room with country charm. The main floor living room is a true highlight of the home with a fireplace and a perfect spot for family gatherings. There is a bedroom on the main floor and a 1/2 bath. Upstairs has a huge master bedroom with a full bathroom and 2 other spacious bedrooms and another full bathroom. The downstairs offers a large family room with a wood burning fireplace and a wet bar for entertaining. There is also a bedroom and a full bathroom downstairs. This home has a new furnace and central air, foam insulated basement walls, new front entry deck, new roof,new gutters, new concrete floor in the 2 car garage. Very peaceful and well established neighborhood, close to Ottumwa Regional Hospital and Clinic and close to easy on easy off highway. Call your Realtor today and make an appointment to see this remarkable property.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

1/10
Wilson Elementary SchoolGrades K-51.2 mi
3/10
Evans Junior High SchoolGrades 8-93.2 mi
5/10
Ottumwa High SchoolGrades 10-121.5 mi

Construction

Condition

  • Year built: 1977

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area above ground: 2,120

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,120 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 007072010903000
  • Zoning: Residential-Single Family

Features

  • Levels: Two

Lot

  • Lot size: 0.65 Acres
  • Lot size dimensions: 28,444.68 Sq. Ft.

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$355$4,260
Property Taxes $56$672
Electricity $158$1,897
Total$1,984$23,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,022/yr
40% on housing$59,520/yr
45% on housing$52,906/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 52501$106
Wapello County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 52501$103
Wapello County$92

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Price change$280,000
2024-06-22Listed for sale$295,000
2024-06-17Listing removed--
2024-02-27Listed for sale$295,000
2023-10-17Listing removed--
2023-08-07Listed for sale$295,000
2019-11-30Sold$52,500
2019-07-23Listing removed$70,000
2019-04-23Listed for sale$70,000
2019-02-01Listing removed$95,000
2018-09-18Price change$95,000
2018-07-10Listed for sale$109,000

For Sale by Agent

AgentCynthia J Latos
BrokerageRE/MAX Pride Ottumwa

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