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2381 Oak Dr, Fort Dodge, IA, 50501

5beds
4baths
1,908sqft
$269,900
$141price/sqft
$2,372/moest. monthly cost
$94,880/yrincome needed

About This Home

Welcome to 2381 Oak Dr., Fort Dodge! This spacious 5-bedroom, 3.5-bath home offers the perfect combination of comfort, functionality, and opportunity. The primary suite features a private bath and a walk-in closet, creating a relaxing retreat. With generous living space throughout, there's plenty of room for family, guests, or a home office. A rare bonus is the included second lot, offering endless possibilities. Build a second home (subject to city approval), 0.41 acres to expand your outdoor living space with a large deck / patio or simply enjoy the extra yard. If you're looking for a home with space inside and out, plus future potential, this property is a must-see. Schedule your private showing today! Call Johniece Gully 618-540-2428 Coldwell Banker!!

Getting Around

10
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

3/10
Butler Elementary SchoolGrades 1-54.3 mi
3/10
Fort Dodge Middle SchoolGrades 6-85.2 mi
3/10
Fort Dodge High SchoolGrades 9-125.3 mi

Construction

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom1

  • Level: Main
  • Area: 54

Bathroom2

  • Level: Upper
  • Area: 121

Bathroom3

  • Level: Lower
  • Area: 80

Bedroom1

  • Level: Main
  • Area: 180

Bedroom2

  • Level: Main
  • Area: 90

Bedroom3

  • Level: Upper
  • Area: 182

Bedroom4

  • Level: Lower
  • Area: 182

Bedroom5

  • Level: Lower
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 132

Family Room

  • Level: Upper
  • Area: 204

Features

  • Great Room,Kitchen Island,Master Suite,Open Floorplan,Pantry,Walk-In Closet(s)
  • Flooring: Hardwood
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,908
  • Total interior livable area: 1,908 sqft

Kitchen

  • Level: Main
  • Area: 90

Living Room

  • Level: Main
  • Area: 270

Property

Details

  • Parcel number: 1117226002
  • Zoning description: Residential

Features

  • Levels: Split Foyer
  • Patio & porch: Covered,Deck,Patio
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size: 0.41 Acres
  • Features: Well Landscaped

Parking

  • Total spaces: 2
  • Parking features: Paved Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$604$7,248
Property Taxes $262$3,144
Electricity $142$1,707
Total$2,372$28,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,325/yr
40% on housing$71,160/yr
45% on housing$63,253/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 50501$124
Webster County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 50501$57
Webster County$48

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$269,900
2019-12-19Listing removed$209,900
2019-11-29Pending sale$209,900
2019-11-26Listed for sale$209,900
2002-04-23Sold$148,500

For Sale by Agent

AgentJohniece Gully
BrokerageColdwell Banker Associated Realtors

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