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23946 Cleveland St, Fort Dodge, IA, 50501

2beds
1baths
1,068sqft
$145,000
$136price/sqft
$1,311/moest. monthly cost
$52,440/yrincome needed

About This Home

This 2 bedroom, 1 bath home is situated on a corner lot and is located just miles from Fort Dodge. This property offers the charm of small town living. Highlights include all appliances, modern updates, a fully fenced yard, and a single car garage. Don't miss this opportunity, this home is priced at $145,000 and not expected to be on the market for long. Home tours upon request

Getting Around

11
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

3/10
Butler Elementary SchoolGrades 1-54.2 mi
3/10
Fort Dodge Middle SchoolGrades 6-85.0 mi
3/10
Fort Dodge High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Other
  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Carpet,Laminate

Heating & Cooling

  • Heating features: Forced air,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,068 sqft

Property

Details

  • Parcel number: 1108479003

Features

  • Exterior features: Wood
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 9,750 sqft

Parking

  • Total spaces: 3
  • Parking features: Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$324$3,888
Property Taxes $133$1,596
Electricity $121$1,452
Total$1,311$15,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,948/yr
40% on housing$39,330/yr
45% on housing$34,960/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 50501$125
Webster County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 50501$57
Webster County$48

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$139,500
2026-06-01Listed for sale$145,000
2018-11-16Sold$85,000
2018-10-11Pending sale$87,500
2018-09-28Listed for sale$87,500

For Sale by Owner

AgentProperty Owner

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