




602 Folger St, Duncombe, IA, 50532
About This Home
Charming and full of character, this unique bungalow-style home offers a warm and inviting feel with thoughtful updates throughout. Tall ceilings and abundant natural light create an open, airy atmosphere, while the home’s distinctive layout gives it a personality all its own. The updated kitchen is both stylish and functional, with convenient access to a spacious side deck overlooking the large fenced-in backyard—perfect for entertaining, relaxing, or enjoying summer evenings. The backyard also includes a 10x24 storage shed for tools and lawn equipment, along with a detached 24x26 two-car garage. The primary suite features a beautifully updated ensuite bathroom with double sinks, a jetted tub, and a large walk-in closet. A second full bathroom and main-floor laundry add extra convenience. French doors off the dining area open to a charming front deck, while another door from the living room leads to a wraparound screened-in porch, creating multiple inviting spaces to enjoy both indoors and out. The flexible floor plan includes a bedroom off the kitchen, the primary bedroom on the main floor with a glass-paned barn door entrance, plus an upper-level attic space that has been used as an additional bedroom with a window, closet, and storage area. All appliances stay, including the washer and dryer, making this truly move-in ready. Full of charm, updates, and unique features, this home is one you won’t want to miss!
Getting Around
Schools
Construction
Condition
- Year built: 1915
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partial
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area above ground: 1,098
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,098 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1204206004
Lot
- Lot size: 10,018 sqft
- Lot size dimensions: 100 x 100
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Drought
- Hail
- Strong Wind
- Winter Weather
- Cold Wave
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $707 | $8,484 |
| Home Insurance * | $77 | $924 |
| Property Taxes | $167 | $2,004 |
| Electricity | $121 | $1,452 |
| Total | $1,072 | $12,864 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-28 | Listed for sale | $139,900 |
