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1213 N 31st St, Fort Dodge, IA, 50501

4beds
2baths
988sqft
$204,900
$207price/sqft
$1,942/moest. monthly cost
$77,680/yrincome needed

About This Home

Overheard a local couple talking about the hottest listing in Knollcrest: "Honey, I'm telling you, it's completely move-in ready. There is absolutely nothing left for us to do. Wait, what about the roof? Newer roof, so total peace of mind. Plus, the finished basement has a brand-new, full Thrasher system. Wow!! What about the rest of the house? It's a beautiful 4-bed, 2-bath in Knollcrest. It has a gorgeous open floor plan, a modernized kitchen with the latest appliances, and a fenced yard. Perfect!! And it's just 2 blocks from the middle school and aquatic center. How much? All for $204,900! No way! Let's make an offer right now!"

Getting Around

10
WalkingCar-Dependent
16
TransitMinimal Transit
64
BikeBikeable

Schools

1/10
Cooper Elementary SchoolGrades 1-50.7 mi
3/10
Fort Dodge Middle SchoolGrades 6-80.3 mi
3/10
Fort Dodge High SchoolGrades 9-120.7 mi

Construction

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Dryer,Electric Range,Microwave,Range Hood,Refrigerator,Washer,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Partially Finished

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main
  • Area: 93.6

Bedroom2

  • Level: Main
  • Area: 139.7

Bedroom3

  • Level: Main
  • Area: 103.5

Bedroom4

  • Level: Lower
  • Area: 95

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 0

Features

  • Great Room,Kitchen Island,Newer Flooring,Open Floorplan,Pantry,Updated Bath,Updated Kitchen
  • Window features: Replacement Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 988
  • Total interior livable area: 988 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main
  • Area: 262.4

Property

Details

  • Parcel number: 0716480002
  • Zoning description: Residential

Features

  • Patio & porch: Deck
  • Fencing: Fenced Yard

Lot

  • Lot size: 9,147 sqft
  • Features: Well Landscaped
  • Lot size dimensions: 77 x 120

Parking

  • Total spaces: 1
  • Parking features: Paved Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Hail
Winter Weather
Drought
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$458$5,496
Property Taxes $327$3,924
Electricity $121$1,452
Total$1,942$23,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,582/yr
40% on housing$58,260/yr
45% on housing$51,786/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 50501$124
Webster County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 50501$57
Webster County$48

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-06Listed for sale$204,900
2023-09-29Sold$184,900
2023-08-12Listed for sale$184,900
2019-10-31Sold$142,000
2019-09-25Pending sale$142,750
2019-07-29Listed for sale$144,750
2015-06-29Sold$107,000
2007-06-19Sold$115,000

For Sale by Agent

AgentScott Underberg
BrokerageGuthrie and Associates Real Estate

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