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1326 N 14th St, Fort Dodge, IA, 50501

4beds
2baths
1,344sqft
$174,900
$130price/sqft
$1,692/moest. monthly cost
$67,680/yrincome needed

About This Home

This beautifully updated raised ranch features 4 bedrooms, new flooring throughout, and a fresh interior paint that brightens every room! a brand new full bathroom adds modern convenience and style, while the freshly landscaped yard enhances curb appeal. The thoughtful layout provides versatile living spaces, with ample storage and convenient access to the backyard. Move in ready and perfect for entertaining or quiet family living. Call Stephanie Bishop 515-227-8627 or Jim Kesterson 515-570-0672

Getting Around

17
WalkingCar-Dependent
19
TransitMinimal Transit
27
BikeSomewhat Bikeable

Schools

6/10
5/10
Fort Dodge Middle SchoolGrades 6-81.7 mi
3/10
Fort Dodge High SchoolGrades 9-121.2 mi

Construction

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes

Bathroom1

  • Level: Main

Bathroom2

  • Level: Lower

Bedroom1

  • Level: Main
  • Area: 128.75

Bedroom2

  • Level: Main
  • Area: 106.72

Bedroom3

  • Level: Main
  • Area: 100.44

Bedroom4

  • Level: Lower
  • Area: 221.85

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 87.36

Features

  • Newer Flooring,Updated Bath
  • Fireplace features: None

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Kitchen

  • Level: Main
  • Area: 247.59

Living Room

  • Level: Main
  • Area: 316

Property

Details

  • Parcel number: 0717306023

Lot

  • Lot size: 0.39 Acres
  • Features: Well Landscaped

Parking

  • Total spaces: 2
  • Parking features: Paved Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$391$4,692
Property Taxes $296$3,552
Electricity $121$1,452
Total$1,692$20,304
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,011/yr
40% on housing$50,760/yr
45% on housing$45,120/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 50501$124
Webster County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 50501$57
Webster County$48

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$174,900
2013-03-07Sold$80,000
2005-07-01Sold$92,000

For Sale by Agent

AgentStephanie Bishop
BrokerageKesterson Realty Inc

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