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1385 N 14th St, Fort Dodge, IA, 50501

3beds
3baths
2,870sqft
$349,000
$122price/sqft
$3,323/moest. monthly cost
$132,920/yrincome needed

About This Home

This beautifully maintained multi-level home offers comfort, character and thoughtful updates throughout. The heart of the home is a warm and inviting kitchen featuring rich wood cabinetry and stainless-steel appliances. The windows in the living room overlook the backyard and flood the room with natural light. Upstairs, you'll find a generously sized bedroom suite with ample closet space and in-room laundry. On the lower level, you'll find two bedrooms with ample closet space and a shared bathroom. A cozy family room/rec room in the basement is perfect for movie nights or relaxing by the fireplace. A unique feature of this home is the private sauna, the perfect place to unwind. Outside the property is beautifully landscaped and the backyard offers both privacy and space for gatherings.

Getting Around

18
WalkingCar-Dependent
18
TransitMinimal Transit
26
BikeSomewhat Bikeable

Schools

6/10
5/10
Fort Dodge Middle SchoolGrades 6-81.7 mi
3/10
Fort Dodge High SchoolGrades 9-121.2 mi

Construction

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Steel Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-in Microwave,Dishwasher,Disposal,Dryer,Refrigerator,Washer
  • Laundry features: Upper Level,Laundry Chute

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Finished,Full

Bathroom1

  • Level: Main
  • Area: 83.0556

Bathroom2

  • Level: Upper
  • Area: 100.75

Bathroom3

  • Level: Lower
  • Area: 68

Bedroom1

  • Level: Upper
  • Area: 202.8125

Bedroom2

  • Level: Lower
  • Area: 164.8333

Bedroom3

  • Level: Lower
  • Area: 193.3333

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Family Room

  • Level: Main
  • Area: 467.6667

Features

  • Kitchen Island,Master Suite,Newer Flooring,Updated Bath,Updated Kitchen
  • Fireplace features: Electric
  • Fireplace: Yes

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 2,870
  • Total interior livable area: 2,870 sqft

Kitchen

  • Level: Main
  • Area: 240.25

Living Room

  • Level: Main
  • Area: 416.8333

Property

Details

  • Parcel number: 0717308003
  • Zoning description: Residential

Features

  • Levels: Multi/Split

Lot

  • Lot size: 0.54 Acres
  • Features: Well Landscaped

Parking

  • Total spaces: 2
  • Parking features: Paved Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,764$21,168
Home Insurance *$781$9,372
Property Taxes $564$6,768
Electricity $214$2,569
Total$3,323$39,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,931/yr
40% on housing$99,690/yr
45% on housing$88,613/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 50501$124
Webster County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 50501$57
Webster County$48

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$349,000
2026-02-25Price change$359,000
2025-11-06Listed for sale$365,000
2013-09-13Sold$270,000

For Sale by Agent

AgentCathy Mickelson
BrokerageAccomplished Property Management, LLC

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