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320 1st Ave N, Fort Dodge, IA, 50501

2beds
1baths
1,040sqft
$60,000
$58price/sqft
$599/moest. monthly cost
$23,960/yrincome needed

About This Home

Opportunity awaits in this solid brick bungalow. This 2 bedroom, 1 bath home offers character, a deep basement for storage or future possibilities, and a private backyard. Two detached garages offer plenty of space for storage. Built to last, this home is waiting for someone to bring it back to life. With a little vision and TLC, you can make this home truly your own. Home sold as-is.

Getting Around

65
WalkingSomewhat Walkable
25
TransitSome Transit
65
BikeBikeable

Schools

--
Early Childhood CenterGrades PK-K0.9 mi
3/10
Fort Dodge Middle SchoolGrades 6-82.2 mi
3/10
Fort Dodge High SchoolGrades 9-121.7 mi

Construction

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Block,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main
  • Area: 124.02

Bedroom2

  • Level: Main
  • Area: 104

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 163.2

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Kitchen

  • Level: Main
  • Area: 223.89

Living Room

  • Level: Main
  • Area: 267.84

Property

Details

  • Parcel number: 0719404017
  • Zoning description: Residential

Features

  • Patio & porch: Porch

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 55 x 158

Parking

  • Total spaces: 2
  • Parking features: Gravel Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Hail
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance *$134$1,608
Property Taxes $41$492
Electricity $121$1,452
Total$599$7,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$20,537/yr
40% on housing$17,970/yr
45% on housing$15,973/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$58This listing

vs Other Active Listings

Avg $/sqft

ZIP 50501$126
Webster County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50501$57
Webster County$48

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Price change$50,000
2026-07-09Listed for sale$60,000

For Sale by Agent

AgentTrista Wuebker
BrokerageDecker and Company Real Estate

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