849 N 20th St, Fort Dodge, IA, 50501
About This Home
4 Bedroom home with exceptional curb appeal and welcoming feel. The kitchen is open to a spacious living room filled with natural light, creating a warm and inviting gathering place. Tucked away on the main floor, the primary bedroom offers a unique retreat with its own fireplace, built-in desk, and cedar closet. The charm continues upstairs, where the bedrooms are thoughtfully connected by a Jack-and-Jill closet and half bath. Downstairs, the expansive family room is ready for movie nights, game days, or hosting friends, complete with a fireplace and built-in bar area. A sunroom overlooks the private backyard, providing the perfect spot to enjoy your morning coffee or unwind at the end of the day. Call Heather Vandi @ 515-571-8212
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Materials
- Foundation: Other
- Roof: Asphalt,Rubber
- Construction materials: Steel Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Range,Negotiable,Refrigerator,Washer
- Laundry features: Lower Level
Basement
- Has basement: Yes
- Basement: Partially Finished
Bathroom1
- Level: Main
Bathroom2
- Level: Upper
Bathroom3
- Level: Lower
Bedroom1
- Level: Main
- Area: 139.74
Bedroom2
- Level: Main
- Area: 184.45
Bedroom3
- Level: Upper
- Area: 149
Bedroom4
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Open Floorplan
- Fireplace features: Double Sided
- Fireplace: Yes
Heating & Cooling
- Heating features: Has Heating (Unspecified Type)
- Cooling features: Central Air
Interior Area
- Total structure area: 1,689
- Total interior livable area: 1,689 sqft
Kitchen
- Level: Main
- Area: 90.75
Living Room
- Level: Main
- Area: 282.194
Property
Details
- Parcel number: 0720227003
Features
- Patio & porch: Porch
- Fencing: Fenced Yard
Lot
- Lot size: 7,840 sqft
- Features: Well Landscaped
- Lot size dimensions: 70 x 140
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Hail
- Winter Weather
- Drought
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Iowa Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $955 | $11,460 |
| Home Insurance * | $423 | $5,076 |
| Property Taxes | $278 | $3,336 |
| Electricity | $125 | $1,511 |
| Total | $1,781 | $21,372 |
Income You'd Need if You Spent...
Iowa FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Price change | $189,000 |
| 2026-06-17 | Listed for sale | $194,500 |
| 2001-08-27 | Sold | $110,000 |
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