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2413 SE 8th St, Des Moines, IA, 50315

2beds
2baths
442sqft
$140,000
$317price/sqft
$1,142/moest. monthly cost
$45,680/yrincome needed

About This Home

Don't let the square footage fool you—this home makes exceptional use of every inch of space! Featuring 442 finished square feet on the main level plus an additional 350 finished square feet in the finished basement, this home offers a functional and comfortable layout with 2 bathrooms and plenty of usable living space. An attic provides valuable additional space that can be used for storage or potentially finished into additional living space. The oversized yard offers endless possibilities for gardening, entertaining, pets, or future improvements—perfect for those looking for a fresh start and new beginnings. Conveniently located near downtown in a central location, you'll enjoy easy access to shopping, dining, and local amenities. Start your mornings with a cup of coffee on the inviting front porch while taking in the view and enjoying the neighborhood atmosphere. This charming property is a great opportunity for first-time buyers, downsizers, or investors.

Getting Around

43
WalkingCar-Dependent
28
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

2/10
Howe Elementary SchoolGrades K-50.4 mi
2/10
Weeks Middle SchoolGrades 6-80.7 mi
2/10
Lincoln High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1886

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt,Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • 3/4 bathrooms: 2
  • Main level bedrooms: 1

Features

  • Finished area below ground: 350

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 442
  • Total interior livable area: 442 sqft

Property

Details

  • Parcel number: 01004992000000

Lot

  • Lot size: 6,708 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 52 x 129

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$99$1,188
Property Taxes $215$2,580
Electricity $121$1,452
Total$1,142$13,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,154/yr
40% on housing$34,260/yr
45% on housing$30,453/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 50315$122
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50315$190
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$135,000
2026-07-10Listed for sale$140,000
2026-06-29Pending sale$140,000
2026-06-18Price change$140,000
2026-06-05Listed for sale$148,000
2026-05-01Listing removed$160,000
2026-03-16Price change$160,000
2026-01-05Price change$165,000
2025-09-09Listed for sale$170,000

For Sale by Agent

AgentDiana Duron
BrokerageKeller Williams Realty GDM

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