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189 Chokecherry Ln, Irwin, ID, 83428

2beds
2baths
2,691sqft
$699,000
$260price/sqft
$4,499/moest. monthly cost
$179,960/yrincome needed

About This Home

Discover the perfect retreat in this charming hillside cabin, nestled across the street from beautiful Palisades Lake. Surrounded by trees, wildflowers, and native shrubs, this private getaway offers peace, space, and scenic views from two expansive decks and a balcony. Inside, cathedral windows frame stunning views of the lake and surrounding mountains, filling the home with light and natural beauty. The spacious layout includes a stunning primary suite that feels like its own private sanctuary. Located in a quiet, gated community with room for horses and endless recreational possibilities, this property combines rustic charm with modern comfort--an ideal base for mountain living, lake adventures, or simply soaking in the serenity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

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Construction

Condition

  • Year built: 1977

Materials

  • Roof: Metal
  • Construction materials: Wood Siding,Stick Built On Site

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Cathedral Ceiling(s)
  • Flooring: Hardwood
  • Finished area below ground: 0
  • Finished area above ground: 1,326

Heating & Cooling

  • Heating features: Electric Baseboard,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 2,691
  • Total interior livable area: 2,691 sqft

Property

Details

  • Parcel number: RP047400010030
  • Zoning description: Single Family

Features

  • Patio & porch: Deck
  • Exterior features: Kennel,Balcony
  • Has view: Yes
  • View description: Water,Canyon,Mountain(s),Scenic
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 1.88 Acres
  • Features: Wooded,Year Round Access

Parking

  • Total spaces: 2
  • Parking features: Gravel,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Avalanche
    AvalancheRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Wildfire
Avalanche
Earthquake
Hail
Inland Flooding
Landslide
Winter Weather
Heat Wave

FEMA Declared Disasters in Bonneville County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance $560$6,720
Property Taxes $241$2,892
Electricity $164$1,974
Total$4,499$53,988

Income You'd Need if You Spent...

35% on housing$154,251/yr
40% on housing$134,970/yr
45% on housing$119,973/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 83428$387
Bonneville County$321

vs Homes Sold Last Month

Median $/sqft

ZIP 83428$406
Bonneville County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$849,000
2025-11-16Listing removed$889,000
2025-08-30Price change$889,000
2025-08-08Listed for sale$919,000

For Sale by Agent

AgentDena I. Luthi
BrokerageCompass Real Estate

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