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4021 Swan Valley Hwy, Irwin, ID, 83428

2beds
2baths
2,856sqft
$725,000
$254price/sqft
$4,470/moest. monthly cost
$178,800/yrincome needed

About This Home

Unique property now available just a stones throw from the Snake River and Palisades reservoir. The home is tucked into the hillside and somewhat hidden in the surrounding aspens & pines. This is a 2 bedroom, 2 bath home with a bonus room on the upper level that can be used as a bedroom. There are additional structures on the approximate 9+ acre property that make this especially unique. One is a 1700 sq. ft. living quarters built in 1956 that can be renovated for a rental or guest quarters. There is another smaller building that is a small one room cabin with knotty pine wall covering and hardwood floors, that could also be renovated for a guest house. There is an old log storage shed for firewood and a larger shop for additional storage for toys, etc. The metal roof was replaced in 2015 and the water heater has been replaced. Water is supplied by a spring on the hillside and has 3 separate water rights for the property

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Frame,Primary Exterior Material: Lap Siding,Primary Exterior Material: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Electric Range,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Lower Level

Basement

  • Area: 0

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Loft,Workshop
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: 1,Free Standing,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 320
  • Finished area above ground: 2,536

Heating & Cooling

  • Heating features: Electric,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 2,856
  • Total interior livable area: 2,856 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: RPO4982000073D
  • Zoning description: Bonneville-R1-Residential
  • Exclusions: Upright Freezer

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: 1,Covered,Deck
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s),Valley
  • Waterfront features: Spring on Property

Lot

  • Lot size: 9.69 Acres
  • Features: Steep Slope,Wooded,Borders Public Land,High Traffic,Near Lake,Near Stream/River,Established Lawn,Many Trees,Flower Beds

Parking

  • Total spaces: 2
  • Parking features: 2 Stalls,Attached,Garage Door Opener,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Avalanche
    AvalancheRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Wildfire
Avalanche
Earthquake
Hail
Inland Flooding
Landslide
Winter Weather
Heat Wave

FEMA Declared Disasters in Bonneville County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance $581$6,972
Property Taxes $50$600
Electricity $174$2,095
Total$4,470$53,640

Income You'd Need if You Spent...

35% on housing$153,257/yr
40% on housing$134,100/yr
45% on housing$119,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$254This listing

vs Other Active Listings

Avg $/sqft

ZIP 83428$387
Bonneville County$321

vs Homes Sold Last Month

Median $/sqft

ZIP 83428$406
Bonneville County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$725,000
2026-01-01Listing removed$725,000
2025-01-05Listed for sale$725,000
2024-08-12Listing removed$750,000
2022-02-25Listed for sale$750,000
2017-10-04Listing removed$305,000
2015-04-23Listed for sale$305,000

For Sale by Agent

AgentRonald Frazell
BrokerageCentury 21 High Desert

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