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640 S Winfield Ave, Kankakee, IL, 60901

4beds
3baths
1,800sqft
$264,900
$147price/sqft
$2,164/moest. monthly cost
$86,560/yrincome needed

About This Home

This charming bungalow showcases Craftsman inspired details while offering the space and updates today's buyers appreciate. With 4 bedrooms, 2.75 bathrooms, and a partially finished full basement, there's plenty of room for everyday living, entertaining, and everything in between. Many of the big ticket improvements have already been completed, including a new roof, siding, gutters, and central air conditioning in 2026. The detached garage received a new roof and gutters as well. Most of the upper level has been freshly painted, several windows have been replaced, and both primary bedroom windows will be replaced prior to closing. Inside, the spacious living room is anchored by a stunning floor to ceiling stone fireplace and filled with natural light. Attractive flooring throughout much of the main level, original woodwork, a separate dining room, and an updated kitchen with stainless steel appliances, abundant cabinet space, and a bright breakfast nook create a home that's both functional and full of character. Four generously sized bedrooms and two full bathrooms provide plenty of space for family and guests. The laundry shute helps make the laundry process more efferent. The partially finished basement adds even more flexibility with a large family room, a 3/4 bathroom, laundry area, and plenty of storage, workshop, or hobby space. For added confidence, the foundation has been inspected by a licensed contractor with no structural concerns found, and a new basement window well is currently being installed. Relax on the welcoming covered front porch or enjoy the spacious backyard with plenty of room to entertain, garden, or play. The detached two-car garage offers additional storage and workspace. Conveniently located on Kankakee's west side, you'll be just minutes from Bird Park with its fishing pond, playground, and walking paths, as well as nearby Governor Small Memorial Park. Shopping, restaurants, Interstate 57, both area hospitals, and public and private school options are all close by. If you've been looking for a home that offers classic character, functional living space, and many of the major updates already completed, this one deserves a look.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

4/10
4/10
Kankakee High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s)
  • Laundry features: Laundry Chute

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 99
  • Dimensions: 11X9

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 130
  • Dimensions: 10X13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Basement
  • Area: 209
  • Dimensions: 19X11

Dining Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 150
  • Dimensions: 15X10

Family Room

  • Features: Flooring (Combination)
  • Level: Basement
  • Area: 357
  • Dimensions: 21X17

Features

  • Dry Bar,1st Floor Bedroom,Pantry
  • Window features: Screens
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning,Gas Log,Family Room,Basement
  • Fireplace: Yes
  • Attic: Full

Foyer

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 132
  • Dimensions: 11X12

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Kitchen

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 176
  • Dimensions: 16X11

Living Room

  • Features: Flooring (Wood Laminate)
  • Level: Main
  • Area: 504
  • Dimensions: 21X24

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 165
  • Dimensions: 15X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 16170612700300
  • Zoning: SINGL
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 7,500 sqft
  • Lot size dimensions: 50 X 150

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$237$2,844
Property Taxes $450$5,400
Electricity $138$1,661
Total$2,164$25,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,194/yr
40% on housing$64,920/yr
45% on housing$57,706/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 60901$107
Kankakee County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 60901$117
Kankakee County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Contingent$264,900
2026-07-30Listed for sale$264,900
2011-06-10Sold$129,000
2010-12-29Sold$75,500

For Sale by Agent

AgentJoshua Fightmaster
BrokerageBerkshire Hathaway HomeServices Speckman Realty

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