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838 N Rosewood Ave, Kankakee, IL, 60901

2beds
1baths
780sqft
$160,000
$205price/sqft
$1,354/moest. monthly cost
$54,160/yrincome needed

About This Home

Discover refined living in this beautifully remodeled single-family 2 bedroom home, thoughtfully designed for modern comfort and style. Offering 780 square feet of open-concept living, this residence showcases brand-new granite countertops, sleek stainless steel appliances, and contemporary wood laminate flooring throughout. New windows flood the home with natural light while enhancing energy efficiency. The seamless layout creates an inviting atmosphere ideal for both everyday living and entertaining. Outside, a convenient storage shed adds functionality, while the low-maintenance setting allows you to enjoy more of what matters most. Ideally situated near shopping, dining, entertainment, a movie theater, and public transportation, this move-in-ready home presents an exceptional opportunity for a first-time buyer or anyone seeking elevated living in a prime location.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1966

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Full bathrooms: 1

Property

Lot

  • Lot size: 7,405 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$143$1,716
Property Taxes $272$3,264
Electricity $130$1,569
Total$1,354$16,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,422/yr
40% on housing$40,620/yr
45% on housing$36,106/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 60901$108
Kankakee County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 60901$117
Kankakee County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentMandy Napoleon
BrokerageColdwell Banker Realty

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