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1408 N State Route 1 #17, Momence, IL, 60954

2beds
1baths
1,500sqft
$139,900
$93price/sqft
$1,157/moest. monthly cost
$46,280/yrincome needed

About This Home

2-bedroom, 1-bath home located in a peaceful country setting. This property features a spacious eat in kitchen with abundant cabinet space, pantry with pull out drawers. modern amenities, and a convenient island snack bar that opens to the living room-perfect for everyday living and entertaining. The large dining room offers flexibility and could easily serve as a home office, playroom, or additional living space. A generously sized utility room provides extra storage and functionality. The home includes a full, partially unfinished basement offering great potential for additional living space or storage. The 2-car tandem garage offers extra parking and workspace. All appliances stay, making this home move-in ready. The furnace and central air system are just 1 year old, garage roof is 2 yrs old and house roof is new. Providing peace of mind and energy efficiency. A great opportunity for room to grow! Sold "as is".

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
5/10
Momence Jr High SchoolGrades PK,5-83.9 mi
6/10
Momence High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 1958

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Vinyl)
  • Level: Main
  • Area: 294
  • Dimensions: 14X21

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,500 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Island,Updated Kitchen),Flooring (Vinyl)
  • Level: Main
  • Area: 192
  • Dimensions: 16X12

Laundry

  • Level: Main
  • Area: 120
  • Dimensions: 10X12

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 272
  • Dimensions: 16X17

Master Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 21X8

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 06102540000300
  • Zoning: SINGL
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 100 x 120

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Tandem,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$83$996
Property Taxes $237$2,844
Electricity $130$1,569
Total$1,157$13,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,668/yr
40% on housing$34,710/yr
45% on housing$30,853/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$93This listing

vs Other Active Listings

Avg $/sqft

ZIP 60954$102
Kankakee County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 60954$130
Kankakee County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$149,900
2026-04-21Listed for sale$155,900

For Sale by Agent

AgentJackie Miller
BrokerageBerkshire Hathaway HomeServices Speckman Realty

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