22 Payne Pl, Normal, IL, 61761
About This Home
Charming 2-story in the Payne Place neighborhood of Normal, known for its mature trees and timeless appeal! This 3 bedroom, 2 full bath home offers a warm, inviting feel with beautiful natural light throughout the main level. Hardwood flooring flows through the spacious family room, dining room and sunroom with glass French doors. The adorable kitchen features white cabinetry, tile flooring, built-in shelving, a pantry cabinet and plenty of charm. Upstairs you'll find all three bedrooms and a beautifully remodeled full bath. The primary bedroom includes an attached sunroom that makes a perfect nursery, sitting room, home office or dressing area. Bedroom 2 offers a walk-in closet. The finished basement adds even more living space with a large family room, second full bath, flex room and laundry/storage area. There is an unfinished walk-up attic- fantastic potential! Outside, enjoy a fenced backyard with a deck, mature trees, a 1.5-car detached garage and ample off-street parking. A wonderful blend of character, functional space and a fantastic location!
Getting Around
Very Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 1924
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator
- Laundry features: Laundry Chute
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedroom2
- Features: Flooring (Carpet)
- Level: Second
- Area: 108
- Dimensions: 12X9
Bedroom3
- Features: Flooring (Carpet)
- Level: Second
- Area: 99
- Dimensions: 11X9
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 130
- Dimensions: 13X10
Family Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 299
- Dimensions: 23X13
Features
- Built-in Features,Separate Dining Room,Pantry
- Window features: Drapes
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Decorative,Basement
- Fireplace: Yes
- Attic: Interior Stair,Unfinished
- Finished area below ground: 500
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,268
- Total interior livable area: 2,268 sqft
Kitchen
- Features: Kitchen (Pantry),Flooring (Ceramic Tile)
- Level: Main
- Area: 88
- Dimensions: 11X8
Laundry
- Features: Flooring (Other)
- Level: Basement
- Area: 253
- Dimensions: 23X11
Master Bedroom
- Features: Flooring (Carpet)
- Level: Second
- Area: 144
- Dimensions: 12X12
Other
- Features: Flooring (Hardwood)
- Level: Third
- Area: 200
- Dimensions: 20X10
Other
- Features: Flooring (Carpet)
- Level: Basement
- Area: 286
- Dimensions: 22X13
Other
- Features: Flooring (Hardwood)
- Level: Second
- Area: 117
- Dimensions: 13X9
Other
- Features: Flooring (Carpet)
- Level: Basement
- Area: 64
- Dimensions: 8X8
Sun Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 117
- Dimensions: 13X9
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 1428455007
- Special condition: None
Features
- Stories: 2
- Patio & porch: Deck
- Fencing: Fenced
Lot
- Lot size: 6,450 sqft
- Features: Mature Trees
- Lot size dimensions: 50 x 129
Parking
- Total spaces: 3.5
- Parking features: Concrete,Yes,Garage Owned,Detached,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 1.5
- Covered spaces: 1.5
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,137 | $13,644 |
| Home Insurance * | $125 | $1,500 |
| Property Taxes | $395 | $4,740 |
| Electricity | $174 | $2,093 |
| Total | $1,831 | $21,972 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $225,000 |
| 2026-06-30 | Listing removed | $227,000 |
| 2026-06-26 | Listed for sale | $227,000 |
| 2026-06-10 | Contingent | $227,000 |
| 2026-05-28 | Listed for sale | $227,000 |
| 2022-08-18 | Sold | $175,000 |
| 2022-07-15 | Contingent | $184,900 |
| 2022-06-06 | Price change | $184,900 |
| 2022-05-26 | Listed for sale | $189,900 |
| 2014-06-03 | Listing removed | $1,300 |
| 2014-05-02 | Listed for rent | $1,300 |
| 2010-09-14 | Listing removed | $174,900 |
| 2010-07-10 | Price change | $174,900 |
| 2010-07-03 | Listed for sale | $174,901 |
| 2007-08-24 | Sold | $164,000 |
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