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319 N Bone Dr, Normal, IL, 61761

3beds
2baths
1,596sqft
$265,000
$166price/sqft
$2,081/moest. monthly cost
$83,240/yrincome needed

About This Home

Welcome to 319 N Bone Drive, a beautifully maintained all-brick ranch tucked away on a quiet cul-de-sac in a desirable Normal neighborhood within Unit 5 schools. Offering 3 bedrooms and 2 full baths, this home has been lovingly cared for and offers the comfortable, easy living that makes a great ranch so appealing. Inside, you'll enjoy two separate living spaces-a spacious living room plus a warm and inviting family room with a fireplace-giving you plenty of room to relax, entertain, or enjoy visits with family. The kitchen and dining area overlook a huge backyard with mature trees, creating a peaceful setting with plenty of room to enjoy the outdoors. An attached 2-car garage adds everyday convenience. Major updates include a new roof and sump pump in 2026, water heater in 2020, furnace in 2014, oven and microwave replaced in January 2024, and bathrooms and den repainted in 2022. The unfinished basement offers excellent storage and additional possibilities, including a rough-in for a third bathroom. There's something special about finding a solid, well-cared-for ranch on a quiet cul-de-sac-comfortable one-level living, plenty of space, a beautiful yard, and a home that simply feels easy to settle into. 319 N Bone Drive is ready for its next chapter and priced to sell!

Getting Around

18
WalkingCar-Dependent
26
TransitSome Transit
31
BikeSomewhat Bikeable

Schools

4/10
4/10
Parkside Jr High SchoolGrades 6-80.3 mi

Construction

Condition

  • Year built: 1977

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 130
  • Dimensions: 10X13

Family Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,192
  • Total interior livable area: 1,596 sqft

Kitchen

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Living Room

  • Features: Flooring (Carpet),Window Treatments (Bay Window(s))
  • Level: Main
  • Area: 224
  • Dimensions: 14X16

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Main
  • Area: 154
  • Dimensions: 11X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1429101023
  • Special condition: None

Features

  • Stories: 1

Lot

  • Lot size: 7,524 sqft
  • Lot size dimensions: 57 X 132

Parking

  • Total spaces: 2
  • Parking features: Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$147$1,764
Property Taxes $465$5,580
Electricity $130$1,569
Total$2,081$24,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,348/yr
40% on housing$62,430/yr
45% on housing$55,493/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 61761$128
McLean County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 61761$119
McLean County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2008-11-04Sold$120,000

For Sale by Agent

AgentBrittany Jones, ABR
BrokerageRE/MAX Rising

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