403 Watford Dr, Bloomington, IL, 61704
About This Home
JUST LISTED! Your Dream Home Awaits! Looking for space, modern updates, and amazing amenities? This stunning 4-bed, 2-story home has it ALL! Subdivision Pool, 4 Beds / 2 Full & 2 Half Baths Updated Kitchen: Quartz counters, large island, & brand-new stainless steel appliances (fridge, microwave, washer/dryer included!) Cozy Vibes: Wood floors on main & a wood-burning fireplace in the family room Luxury Owner's Suite: Huge walk-in closet & a fully renovated bath with 2 showers + tub Newly remodeled Basement (2025) has Fresh luxury vinyl plank flooring, updated bath, bonus room + tons of extra storage Fresh Upgrades: New carpet on stairs/2nd floor, pull-down garage storage, & a built-in radon system Outdoor Living: Sleek, low-maintenance black aluminum fence in the backyard Resort Amenities: Exclusive neighborhood pool & tennis court access! So many updates, we have a separate list!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Stainless Steel Appliance(s)
- Laundry features: Main Level,Gas Dryer Hookup,In Kitchen
Basement
- Has basement: Yes
- Basement: Partially Finished,Full
Bedroom2
- Features: Flooring (Carpet)
- Level: Second
- Area: 121
- Dimensions: 11X11
Bedroom3
- Features: Flooring (Carpet)
- Level: Second
- Area: 143
- Dimensions: 11X13
Bedroom4
- Features: Flooring (Carpet)
- Level: Second
- Area: 121
- Dimensions: 11X11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Bonus Room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 144
- Dimensions: 12X12
Dining Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 143
- Dimensions: 13X11
Family Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 345
- Dimensions: 23X15
Features
- Walk-In Closet(s)
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Wood Burning,Family Room
- Fireplace: Yes
- Attic: Pull Down Stair
- Finished area below ground: 798
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,567
- Total interior livable area: 3,567 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space,Island,SolidSurfaceCounter),Flooring (Hardwood)
- Level: Main
- Area: 273
- Dimensions: 21X13
Laundry
- Features: Flooring (Hardwood)
- Level: Main
- Area: 25
- Dimensions: 5X5
Living Room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 182
- Dimensions: 13X14
Master Bedroom
- Features: Flooring (Carpet),Bathroom (Full,Double Sink,Tub & Separate Shwr)
- Level: Second
- Area: 221
- Dimensions: 13X17
Other
- Features: Flooring (Laminate)
- Level: Basement
- Area: 540
- Dimensions: 27X20
Storage
- Features: Flooring (Other)
- Level: Basement
- Area: 342
- Dimensions: 19X18
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 2112127002
- Special condition: None
Features
- Stories: 2
- Patio & porch: Deck
- Fencing: Fenced
Lot
- Lot size: 0.31 Acres
- Lot size dimensions: 90X149
Parking
- Total spaces: 2
- Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $210 | $2,520 |
| Property Taxes | $703 | $8,436 |
| Electricity | $274 | $3,292 |
| Total | $3,209 | $38,508 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2024-09-27 | Sold | $330,000 |
| 2024-08-27 | Listed for sale | $334,900 |
| 2024-07-18 | Contingent | $334,900 |
| 2024-07-13 | Price change | $334,900 |
| 2024-06-27 | Listed for sale | $339,900 |
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