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12 Northcrest Ct, Bloomington, IL, 61701

5beds
3baths
3,808sqft
$475,000
$125price/sqft
$3,903/moest. monthly cost
$156,120/yrincome needed

About This Home

Nestled on a prestigious cul-de-sac just off Country Club Place, this charming two-story home offers 5 bedrooms, 2.5 bathrooms, and a timeless traditional floor plan filled with warmth and character.The updated eat-in kitchen features white cabinetry, quartz countertops, and plenty of space for casual dining. The elegant formal dining room showcases a beautiful fireplace, creating the perfect setting for entertaining and special occasions. The spacious family room opens directly to a screened porch, providing a seamless transition to outdoor living. A classic living room offers timeless architectural details and picturesque views of the front, side, and expansive backyard. A main-level office or den provides an ideal space for working from home or a quiet retreat. Upstairs, the generous primary suite features an ensuite bath. Three additional bedrooms boast hardwood flooring and ample closet space and are served by a well-appointed hall bathroom. The large, open basement is unfinished, clean, dry, and ready for storage or future expansion. Situated on a huge pie-shaped lot with mature trees and no direct backyard neighbors, the property offers exceptional privacy and outdoor enjoyment. This is a rare opportunity to own a classic home in one of the area's most desirable neighborhoods. Enjoy all the benefits of living on Country Club for a fraction of the price. *5th bedroom is used as an office/den. *Information deemed reliable but not guaranteed*

Getting Around

9
WalkingCar-Dependent
31
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

8/10
5/10
3/10
Bloomington High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Second
  • Area: 108
  • Dimensions: 9X12

Bedroom3

  • Level: Second
  • Area: 143
  • Dimensions: 13X11

Bedroom4

  • Level: Second
  • Area: 169
  • Dimensions: 13X13

Bedroom5

  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 220
  • Dimensions: 20X11

Family Room

  • Level: Main
  • Area: 253
  • Dimensions: 23X11

Features

  • Built-in Features,Separate Dining Room,Quartz Counters
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Dining Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,808
  • Total interior livable area: 3,808 sqft

Kitchen

  • Level: Main
  • Area: 228
  • Dimensions: 12X19

Living Room

  • Level: Main
  • Area: 276
  • Dimensions: 23X12

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Second
  • Area: 276
  • Dimensions: 23X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 2102101003
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 0.34 Acres
  • Features: Cul-De-Sac,Landscaped,Mature Trees
  • Lot size dimensions: 122x142

Parking

  • Total spaces: 2
  • Parking features: Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$375$4,500
Property Taxes $835$10,020
Electricity $292$3,514
Total$3,903$46,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,817/yr
40% on housing$117,090/yr
45% on housing$104,080/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 61701$100
McLean County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 61701$108
McLean County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentTaylor Hoffman
BrokerageColdwell Banker Real Estate Group

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