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1308 W Market St, Bloomington, IL, 61701

3beds
1baths
1,013sqft
$150,000
$148price/sqft
$1,269/moest. monthly cost
$50,760/yrincome needed

About This Home

If you're looking for low maintenance, big improvements, and a central location, this is it! Three bedrooms, one full bath, main floor laundry and a spacious walk-up attic for storage. The newly designed eat-in kitchen creates functional space that allows for easy indoor and outdoor entertaining. Sitting on just under a quarter acre, this space is ready for you to create your backyard oasis! New 2025-2026: full roof replacement, all new windows, added central AC, front and back deck repairs, whole home interior, misc electrical and plumbing, new attic insulation.

Getting Around

70
WalkingSomewhat Walkable
40
TransitSome Transit
54
BikeBikeable

Schools

2/10
5/10
3/10
Bloomington High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1905

Materials

  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Gas Dryer Hookup,Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Cellar,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 80
  • Dimensions: 10X8

Bedroom3

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 80
  • Dimensions: 10X8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Family Room

  • Features: Flooring (Luxury Vinyl)

Features

  • Attic: Unfinished

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,026
  • Total interior livable area: 1,013 sqft

Kitchen

  • Level: Main
  • Area: 100
  • Dimensions: 10X10

Laundry

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 24
  • Dimensions: 3X8

Living Room

  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 80
  • Dimensions: 10X8

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 2105255006
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 9,750 sqft
  • Lot size dimensions: 65X150

Parking

  • Total spaces: 3
  • Parking features: Gravel,Yes,Owned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Hail
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$118$1,416
Property Taxes $263$3,156
Electricity $130$1,569
Total$1,269$15,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,508/yr
40% on housing$38,070/yr
45% on housing$33,840/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 61701$101
McLean County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 61701$108
McLean County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Price change$169,900
2026-05-07Listed for sale$179,900
2025-05-30Sold$47,500
2025-03-29Pending sale$59,000
2025-03-14Price change$59,000
2025-02-27Listed for sale$69,000

For Sale by Agent

AgentJessica Duzan
BrokerageRE/MAX Choice

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