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425 Mason St, Chenoa, IL, 61726

5beds
2baths
3,800sqft
$215,000
$57price/sqft
$1,948/moest. monthly cost
$77,920/yrincome needed

About This Home

Step into timeless charm and character in this stunning Victorian home situated on a spacious corner lot in Chenoa. From the inviting wraparound porch to the incredible architectural details throughout, this one-of-a-kind property is filled with warmth, elegance, and historic beauty. Inside, you'll find 5 spacious bedrooms, 2 full baths, soaring ceilings, and gorgeous original woodwork showcasing craftsmanship that simply can't be replicated today. Rich trim details, decorative accents, and abundant natural light create a welcoming atmosphere in every room. The carriage house adds even more character and versatility to the property, offering endless possibilities for storage, hobbies, workshop space, or future customization. The oversized corner lot provides beautiful curb appeal, mature landscaping potential, and plenty of outdoor space to enjoy. This remarkable home perfectly blends historic charm with everyday functionality and is ready for its next chapter. A rare opportunity to own a truly special Victorian filled with personality, charm, and timeless elegance.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

--
5/10
3/10
Prairie Central High SchoolGrades 9-1211.3 mi

Construction

Condition

  • Year built: 1899

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Second
  • Area: 225
  • Dimensions: 15X15

Bedroom3

  • Level: Second
  • Area: 238
  • Dimensions: 17X14

Bedroom4

  • Level: Second
  • Area: 196
  • Dimensions: 14X14

Bedroom5

  • Level: Second
  • Area: 100
  • Dimensions: 10X10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 234
  • Dimensions: 18X13

Foyer

  • Level: Main
  • Area: 60
  • Dimensions: 15X4

Heating & Cooling

  • Heating features: Steam
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 3,800 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 14X13

Living Room

  • Level: Main
  • Area: 255
  • Dimensions: 17X15

Master Bedroom

  • Level: Second
  • Area: 234
  • Dimensions: 18X13

Other

  • Level: Third
  • Area: 1305
  • Dimensions: 29X45

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0311227006
  • Special condition: None

Features

  • Stories: 3

Lot

  • Lot size: 0.44 Acres
  • Lot size dimensions: 120x160

Parking

  • Total spaces: 1
  • Parking features: Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Drought
Inland Flooding
Tornado
Winter Weather
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$191$2,292
Property Taxes $378$4,536
Electricity $292$3,507
Total$1,948$23,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,788/yr
40% on housing$58,440/yr
45% on housing$51,946/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 61726$82
McLean County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 61726$110
McLean County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$215,000
2026-05-15Listed for sale$230,000

For Sale by Agent

AgentJacqui Miller
BrokerageKeller Williams Revolution

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