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105 N Perry St, Carlock, IL, 61725

2beds
1baths
720sqft
$108,000
$150price/sqft
$935/moest. monthly cost
$37,400/yrincome needed

About This Home

Small town living in convenient location. Home features large front deck - great for relaxing outdoors, 2 bdrms, 1 bath, partial basement, eat in kitchen, and 2 car attached garage.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

8/10
4/10
Parkside Jr High SchoolGrades 6-87.5 mi

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom1

  • Level: Main
  • Dimensions: 10ft 0in x 12ft 0in

Bedroom2

  • Level: Main
  • Dimensions: 12ft 0in x 9ft 0in

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Kitchen

  • Level: Main
  • Dimensions: 11ft 0in x 12ft 0in

Laundry

  • Level: Main
  • Dimensions: 10ft 0in x 12ft 0in

Living Room

  • Level: Main
  • Dimensions: 24ft 0in x 10ft 0in

Main Level

  • Area: 720

Other

  • Level: Main
  • Dimensions: 10ft 0in x 12ft 0in

Property

Details

  • Parcel number: 0632180002
  • Zoning description: Residential

Lot

  • Lot size: 3,920 sqft
  • Features: Level
  • Lot size dimensions: 55 x 75

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Inland Flooding
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $546$6,552
Home Insurance *$70$840
Property Taxes $189$2,268
Electricity $130$1,569
Total$935$11,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,057/yr
40% on housing$28,050/yr
45% on housing$24,933/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.5%
14.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 61725$133
McLean County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 61725$125
McLean County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$108,000
2026-06-17Price change$114,000
2026-05-13Listed for sale$119,900
2024-01-30Sold$76,000
2018-09-11Sold$76,000
2018-06-26Listed for sale$75,000

For Sale by Agent

AgentChris A Hilton
BrokerageCentury 21 Lincoln National Re

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