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808 Washington St, Clay City, IN, 47841

3beds
1baths
1,886sqft
$120,000
$64price/sqft
$961/moest. monthly cost
$38,440/yrincome needed

About This Home

Welcome to this functional 3 bedroom, 1 bath home that offers over 1800 square feet that is ready for your updates. The main floor layout features a living room, formal dining room, kitchen, 2 bedrooms, a full bath, and a large mudroom/laundry area just inside the back door. Upstairs there is another bedroom and a bonus room area. This home also offers a partial unfinished basement for storage space. Outside, enjoy a fully fenced backyard - complete with a large storage shed. A gravel driveway offers off-street parking and there is a 24x24 garage for all of your projects. The covered front porch adds a welcoming touch, perfect for morning coffee or unwinding at the end of the day. This home is in an estate and is being sold As Is. Come see the potential today!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
7/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Elec. Range/Oven

Basement

  • Has basement: Yes
  • Basement: Partial Basement,Crawl Space,Partial

Bathroom1

  • Level: First

Bathroom2

  • Level: 0

Bathroom3

  • Level: 0

Bedroom2

  • Level: First
  • Area: 148.41

Bedroom3

  • Level: Second
  • Area: 167.31

Bedroom4

  • Level: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 186.26000000000002

Heating & Cooling

  • Heating features: Natural Gas,Wall Furnace
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,886
  • Total interior livable area: 1,886 sqft

Living Room

  • Level: First
  • Area: 179.31

Master Bedroom

  • Level: First
  • Area: 157.59000000000003

Property

Details

  • Parcel number: 111030400098.000006
  • Zoning: R

Features

  • Stories: 2
  • Patio & porch: Covered

Lot

  • Lot size: 9,147 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Drought
Earthquake
Hail
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$154$1,848
Property Taxes $17$204
Electricity $184$2,212
Total$961$11,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,948/yr
40% on housing$28,830/yr
45% on housing$25,626/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$64This listing

vs Other Active Listings

Avg $/sqft

ZIP 47841$47
Clay County$128

vs Homes Sold Last Month

Median $/sqft

ZIP 47841$85
Clay County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$150,000

For Sale by Agent

AgentREBECCA JONES
BrokerageHOOSIER HOMES AND LAND

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