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19600 Dice St, South Bend, IN, 46614

2beds
1baths
720sqft
$179,900
$250price/sqft
$1,555/moest. monthly cost
$62,200/yrincome needed

About This Home

Situated on a spacious .38 acre lot on the city's desirable south side, this beautifully updated home is move-in ready and offers the perfect combination of modern finishes and everyday functionality.Step inside to discover a completely refreshed interior featuring brand-new carpet, fresh paint, a stunning new kitchen, an updated bathroom, and countless additional improvements throughout. The clean, bright living spaces create a warm and inviting atmosphere, making it easy to feel at home from the moment you walk in.Outside, you'll appreciate the detached 2-car garage and expansive backyard, providing plenty of room for entertaining, gardening, or simply enjoying the extra outdoor space. The clean basement offers endless possibilities for storage or future finished living space. With all the major updates already completed, this home is truly move-in ready and offers exceptional value in a fantastic South Bend location. Don't miss your opportunity to own this beautifully renovated property—schedule your private showing today!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

4/10
Monroe Elementary SchoolGrades K-52.0 mi
4/10
Jackson Middle SchoolGrades 6-80.7 mi
3/10
Riley High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1952

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Gas Range

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 720

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 720 sqft

Living Room

  • Level: Main
  • Area: 192

Property

Details

  • Parcel number: 710836328008.000001

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.38 Acres
  • Features: 0-2.9999
  • Lot size dimensions: 120X136

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Cold Wave
Hail

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance *$107$1,284
Property Taxes $355$4,260
Electricity $184$2,212
Total$1,555$18,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,314/yr
40% on housing$46,650/yr
45% on housing$41,466/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 46614$124
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46614$135
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$179,900

For Sale by Agent

AgentDrew Overmyer
BrokerageAt Home Realty Group

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