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19680 Southland Ave, South Bend, IN, 46614

2beds
1baths
768sqft
$159,000
$207price/sqft
$1,152/moest. monthly cost
$46,080/yrincome needed

About This Home

Seller now offering to replace carpet in buyers preferred color!! Back on the market through no fault of the seller! Previously under contract above asking price and appraised at contract value! Here's your second chance! Welcome home to this charming 2-bedroom, 1-bath ranch offering 768 square feet of comfortable living space in a quiet, established neighborhood. Situated on a spacious 0.26-acre lot, this property features a fully fenced backyard with mature trees, creating the perfect setting for relaxing, entertaining, or enjoying time outdoors. Step outside to the large patio complete with a 10' x 12' gazebo—an ideal space for summer gatherings, morning coffee, or evening unwinding. A detached garage provides additional storage and parking convenience. Inside, you'll appreciate the peace of mind that comes with major mechanical updates, including a central air conditioner that's just 6 years old, plus a furnace and water heater that are only 3 years old. All kitchen and laundry appliances are included, making this home truly move-in ready. Conveniently located near major highways, shopping, dining, and everyday amenities, this home offers the perfect combination of comfort, convenience, and value. Whether you're a first-time homebuyer, looking to downsize, this well-maintained property is ready to welcome its next owner!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
Monroe Elementary SchoolGrades K-52.5 mi
4/10
Jackson Middle SchoolGrades 6-81.2 mi
3/10
Riley High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1953

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven Hook Up Gas,Refrigerator,Washer,Dryer-Electric,Gas Range,Gas Water Heater

Basement

  • Basement: None

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Laminate Counters,Tub/Shower Combination
  • Window features: Window Treatments
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 768

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Kitchen

  • Level: Main
  • Area: 96

Living Room

  • Level: Main
  • Area: 216

Property

Details

  • Parcel number: 711301128003.000001

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Chain Link

Lot

  • Lot size: 0.26 Acres
  • Features: 0-2.9999
  • Lot size dimensions: 60x188

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance *$95$1,140
Property Taxes $70$840
Electricity $184$2,212
Total$1,152$13,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,497/yr
40% on housing$34,560/yr
45% on housing$30,720/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 46614$124
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46614$135
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$158,000
2026-08-03Price change$159,000
2026-07-12Listed for sale$160,000
2014-09-10Sold$59,500
2014-07-27Listed for sale$59,900

For Sale by Agent

AgentJamie N Ganshorn
BrokerageCollins & Company Realtors, Koontz Lake

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