609 S Bray St, New Carlisle, IN, 46552
About This Home
Come see for yourself. Seller is ready to turn over the keys! Spacious, light-filled 4 bedroom, 3 bath ranch offered by the original owner/builder! (Possible fifth bedroom in lower) This thoughtfully designed home feels open, airy, and welcoming from the moment you enter through the double front doors. The open-concept kitchen, dining, and living areas create an easy flow for everyday living and entertaining, while numerous Andersen sliding glass doors frame peaceful views and bring in abundant natural light.The split-bedroom floor plan offers excellent privacy for the primary suite, featuring a walk-in closet, extra-wide walk-in shower, double sinks, bidet, and a calm, comfortable layout. Tray ceilings and indirect lighting add warmth and architectural interest throughout many rooms, complemented by neutral carpet and tile flooring. Enjoy flexible wide living spaces, including French doors to a guest room, an office or third bedroom on the main level, and a finished lower level with an egress window, kitchenette, fourth bedroom, full bath and an additional storage room. Outdoor living is easy with a composite deck, covered back porch, irrigation system, storage shed with electric, established apple trees and tranquil backyard views. Nature enthusiasts will swoon. Car enthusiasts, hobbyists, or those needing extra workspace will love the heated workshop located in the third and fourth garage bays. With no HOA, generous living space, and thoughtful custom features throughout, this one-owner ranch offers comfort, function, and flexibility in a peaceful setting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Range/Oven Hook Up Gas,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Ice Maker,Exhaust Fan,Electric Range,Gas Water Heater
- Laundry features: Gas Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Finished,Concrete,Sump Pump
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 3
Dining Room
- Level: Main
- Area: 143
Family Room
- Level: Lower
- Area: 966
Features
- Ceiling-9+,Tray Ceiling(s),Ceiling Fan(s),Walk-In Closet(s),Guest Quarters,Trash Chutes,Double Vanity,Kitchenette,Main Level Bedroom Suite,Bidet
- Door features: Six Panel Doors
- Window features: Window Treatments
- Flooring: Carpet,Tile
- Attic: Pull Down Stairs
- Finished area below ground: 1,317
- Finished area above ground: 1,805
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,534
- Total interior livable area: 3,122 sqft
Kitchen
- Level: Main
- Area: 247
Living Room
- Level: Main
- Area: 648
Property
Details
- Parcel number: 710134405024.000018
- Other equipment: Sump Pump
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Porch Covered
- Exterior features: Irrigation System,Workshop
Lot
- Lot size: 0.94 Acres
- Features: Level,City/Town/Suburb
- Lot size dimensions: 120X340
Parking
- Total spaces: 4
- Parking features: Attached,Garage Door Opener,Heated Garage,Garage Utilities,Concrete
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $290 | $3,480 |
| Property Taxes | $226 | $2,712 |
| Electricity | $286 | $3,434 |
| Total | $3,203 | $38,436 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Pending sale | $475,000 |
| 2026-06-25 | Price change | $475,000 |
| 2026-05-27 | Listed for sale | $550,000 |
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