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55260 Filbert Rd, Mishawaka, IN, 46545

3beds
2baths
1,656sqft
$415,000
$251price/sqft
$3,159/moest. monthly cost
$126,360/yrincome needed

About This Home

5 ACRES Minutes to Grape Rd Shopping,Medical,Restaurants,Notre Dame! Awesome updated Mid Century Ranch minutes to Walt Disney School, Sh oppingRestaurants,Hospitals between Day Rd & McKinley! Enjoy the Open Concept Floor Plan, Lg Windows, Hardwood Floors, Great Room/Dining room overlooking the Private Back Yard. Fantastic Kitchen with NEW Stove & Overhead Exhaust Fan,New Quartz Counters Glisten in Kitchen & Bathrooms. Serene SCREENED PORCH off the Dining Area with Beautiful Private View ready for Your Flower & Vegetable Garden! New Full Hall Bathroom..Partially Finished Lower Level.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
8/10
Schmucker Middle SchoolGrades 6-83.0 mi
10/10
Penn High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1957

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Limestone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Refrigerator,Exhaust Fan,Electric Range,Gas Water Heater
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Concrete

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 108

Family Room

  • Level: Lower

Features

  • Breakfast Bar,Stone Counters,Eat-in Kitchen,Open Floorplan,Rough-In Bath,Stand Up Shower,Tub/Shower Combination,Main Level Bedroom Suite,Formal Dining Room,Great Room
  • Window features: Window Treatments,Blinds
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room
  • Fireplace: Yes
  • Finished area below ground: 200
  • Finished area above ground: 1,456

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,112
  • Total interior livable area: 1,656 sqft

Kitchen

  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 294

Property

Details

  • Parcel number: 710903203009.000031

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Screened

Lot

  • Lot size: 5 Acres
  • Features: 3-5.9999,City/Town/Suburb
  • Lot size dimensions: 165 X1320

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$246$2,952
Property Taxes $631$7,572
Electricity $184$2,212
Total$3,159$37,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,308/yr
40% on housing$94,770/yr
45% on housing$84,240/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 46545$122
St. Joseph County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 46545$142
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Listed for sale$434,000
2026-03-23Listing removed$434,000
2025-09-14Listed for sale$450,000
2024-12-30Listing removed$445,000
2024-12-09Price change$445,000
2024-09-12Listed for sale$465,000
2008-08-14Sold$155,000

For Sale by Agent

AgentBobbie VanOsdal
BrokerageWeichert Rltrs-J.Dunfee&Assoc.

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