Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

10227 Jefferson Rd, Osceola, IN, 46561

5beds
3baths
3,334sqft
$559,900
$168price/sqft
$3,888/moest. monthly cost
$155,520/yrincome needed

About This Home

Enjoy true riverfront living on the St. Joe River with this rare 1.4-acre property offering expansive space, privacy, and endless potential. With river frontage and such a large lot, this setting is ideal for those seeking room to roam, entertain, and fully embrace waterfront living. The spacious 5-bedroom, 3 full bath home features an open, airy layout with 9-foot ceilings, and large oak trim.The kitchen is well-appointed with granite countertops, wood cabinetry, and stainless steel appliances, flowing seamlessly into the main living areas. Recent exterior updates enhance both function and enjoyment, including a new roof (2025), deck (2024), and pier (2024). A cement seawall and boathouse make this property perfectly suited for maximizing your time on the water. The main level offers convenient laundry and a primary suite complete with a walk-in closet, additional closet space, double vanity, jetted tub, and walk-in shower. The finished partial basement provides additional flexible space for recreation or entertaining. Outside, the expansive lot offers a beautiful mix of open and partially wooded space, along with a 10x18 shed and a small fenced area. Additional features include an oversized heated 2-car garage, loft space, reverse osmosis system, and water softener. A rare opportunity to own a spacious home with significant acreage and prime river frontage—perfect for those looking to enjoy both indoor comfort and outdoor lifestyle.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

9/10
Moran Elementary SchoolGrades K-51.3 mi
8/10
Schmucker Middle SchoolGrades 6-82.3 mi
10/10
Penn High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1953

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer,Dryer-Gas,Electric Range

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 297

Family Room

  • Level: Upper
  • Area: 378

Features

  • Window features: Window Treatments
  • Finished area below ground: 556
  • Finished area above ground: 2,778

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 3,525
  • Total interior livable area: 3,334 sqft

Kitchen

  • Level: Main
  • Area: 192

Living Room

  • Level: Main
  • Area: 375

Property

Details

  • Parcel number: 711009226004.000031

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Boat Lift-Permanent
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront,Pier/Dock Available,Deeded,River Front,River
  • Waterbody name: Saint Joseph River
  • Frontage length: Water Frontage(87)

Lot

  • Lot size: 1.40 Acres
  • Lot size dimensions: 124x435

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2