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10096 Lehman St, Osceola, IN, 46561

2beds
1baths
1,022sqft
$184,900
$181price/sqft
$1,334/moest. monthly cost
$53,360/yrincome needed

About This Home

Don't miss out on this incredible blend of space and location with room to grow! Situated on nearly an acre, this home is packed with value and endless potential. Inside you'll find a bright, welcoming open floor plan that connects your living spaces and convenient main-level laundry. If you're ready to customize, the basement is a complete blank slate just waiting for your vision. Whether you dream of a home theater, home gym, kids playroom, or the ultimate man cave, this space is ready to become whatever you imagine. Move right in with peace of mind knowing the heavy lifting has already been done with the following mechanicals: High-Efficiency Furnace & A/C (New in 2018); Radon Mitigation System; Brand new carpet freshly laid in the bedrooms.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

9/10
Moran Elementary SchoolGrades K-51.1 mi
6/10
10/10
Penn High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1951

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Washer/Dryer Stacked,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,022

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,902
  • Total interior livable area: 1,022 sqft

Kitchen

  • Level: Main
  • Area: 135

Living Room

  • Level: Main
  • Area: 230

Property

Details

  • Parcel number: 711009279007.000031

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.81 Acres
  • Features: 0-2.9999
  • Lot size dimensions: 214 x 165

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $934$11,208
Home Insurance *$97$1,164
Property Taxes $119$1,428
Electricity $184$2,212
Total$1,334$16,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,737/yr
40% on housing$40,020/yr
45% on housing$35,573/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 46561$174
St. Joseph County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 46561$143
St. Joseph County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Contingent$184,900
2026-07-20Listed for sale$184,900
2018-12-22Sold$116,000
2018-11-01Price change$112,500
2017-05-10Listing removed$850
2017-05-01Listed for rent$850
2013-06-27Listing removed$825
2013-06-12Listed for rent$825
2012-11-09Listed for sale$89,900
2011-01-13Sold$32,500
2010-09-27Sold$59,047
2009-11-19Listing removed$94,900
2009-10-08Listed for sale$94,900

For Sale by Agent

AgentPenny Seegers
BrokerageeXp Realty, LLC

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